legislation
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371 rows where bill_type = "hr", congress = 117 and policy_area = "Finance and Financial Sector" sorted by introduced_date descending
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| bill_id | congress | bill_type | bill_number | title | policy_area | introduced_date ▲ | latest_action_date | latest_action_text | origin_chamber | sponsor_name | sponsor_state | sponsor_party | sponsor_bioguide_id | cosponsor_count | summary_text | update_date | url |
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| 117-hr-9705 | 117 | hr | 9705 | Promoting Diverse Investment Advisers Act | Finance and Financial Sector | 2023-01-03 | 2023-01-03 | Referred to the House Committee on Financial Services. | House | Rep. Beatty, Joyce [D-OH-3] | OH | D | B001281 | 0 | Promoting Diverse Investment Advisers Act This bill requires the Federal Reserve Board to set goals related to woman-, minority-, or veteran-owned or controlled firms in certain investment management agreements made related to the board's authority in unusual and exigent circumstances. | 2023-08-25T15:15:20Z | https://www.congress.gov/bill/117th-congress/house-bill/9705 |
| 117-hr-9706 | 117 | hr | 9706 | Ensuring Diverse Leadership Act of 2022 | Finance and Financial Sector | 2023-01-03 | 2023-01-03 | Referred to the House Committee on Financial Services. | House | Rep. Beatty, Joyce [D-OH-3] | OH | D | B001281 | 0 | Ensuring Diverse Leadership Act of 2022 This bill requires that, when appointing a president, a Federal Reserve Bank must interview at least one individual reflective of gender diversity and one reflective of racial or ethnic diversity. The bill amends numerous banking-, finance-, and trade-related acts to make references to officials (including those to the Chairman of the Board of Governors of the Federal Reserve System) gender-neutral. | 2023-08-15T15:00:25Z | https://www.congress.gov/bill/117th-congress/house-bill/9706 |
| 117-hr-9699 | 117 | hr | 9699 | Examining Educational Redlining in Lending Act | Finance and Financial Sector | 2022-12-30 | 2022-12-30 | Referred to the House Committee on Financial Services. | House | Rep. Beatty, Joyce [D-OH-3] | OH | D | B001281 | 0 | Examining Educational Redlining in Lending Act This bill requires the Consumer Financial Protection Bureau to annually assess and report on the use of educational data in determining a consumer's creditworthiness by an individual offering a consumer financial product or service. | 2023-08-10T21:15:23Z | https://www.congress.gov/bill/117th-congress/house-bill/9699 |
| 117-hr-9643 | 117 | hr | 9643 | Ensuring Diverse Leadership Act of 2022 | Finance and Financial Sector | 2022-12-21 | 2022-12-21 | Referred to the House Committee on Financial Services. | House | Rep. Beatty, Joyce [D-OH-3] | OH | D | B001281 | 0 | Ensuring Diverse Leadership Act of 2022 This bill requires that, when appointing a president, a Federal Reserve Bank must interview at least one individual reflective of gender diversity and one reflective of racial or ethnic diversity. The bill amends numerous banking-, finance-, and trade-related acts to make references to officials (including those to the Chairman of the Board of Governors of the Federal Reserve System) gender-neutral. | 2023-04-13T18:00:19Z | https://www.congress.gov/bill/117th-congress/house-bill/9643 |
| 117-hr-9611 | 117 | hr | 9611 | To delay the implementation of the modifications of exceptions for reporting of third party network transactions. | Finance and Financial Sector | 2022-12-16 | 2022-12-16 | Referred to the House Committee on Ways and Means. | House | Rep. Miller, Carol D. [R-WV-3] | WV | R | M001205 | 0 | This bill delays the implementation of a de minimis exception to the tax reporting requirements of third party network transactions for transactions not exceeding $600. | 2023-02-24T19:45:30Z | https://www.congress.gov/bill/117th-congress/house-bill/9611 |
| 117-hr-9570 | 117 | hr | 9570 | Improving Disclosure for Investors Act of 2022 | Finance and Financial Sector | 2022-12-15 | 2022-12-15 | Referred to the House Committee on Financial Services. | House | Rep. Huizenga, Bill [R-MI-2] | MI | R | H001058 | 1 | Improving Disclosure for Investors Act of 2022 This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. | 2023-03-02T19:30:33Z | https://www.congress.gov/bill/117th-congress/house-bill/9570 |
| 117-hr-9588 | 117 | hr | 9588 | Consumer Information Notification Requirement Act | Finance and Financial Sector | 2022-12-15 | 2022-12-15 | Referred to the House Committee on Financial Services. | House | Rep. Luetkemeyer, Blaine [R-MO-3] | MO | R | L000569 | 6 | Consumer Information Notification Requirement Act This bill requires federal financial regulators to set forth rules regarding data breaches. Specifically, these rules must require financial institutions, banks, and other specified entities to notify customers of breaches likely to result in identity theft, fraud, or economic loss. | 2023-03-01T14:01:42Z | https://www.congress.gov/bill/117th-congress/house-bill/9588 |
| 117-hr-9603 | 117 | hr | 9603 | SEC Regulatory Accountability Act | Finance and Financial Sector | 2022-12-15 | 2022-12-15 | Referred to the House Committee on Financial Services. | House | Rep. Wagner, Ann [R-MO-2] | MO | R | W000812 | 0 | SEC Regulatory Accountability Act This bill direct the Securities and Exchange Commission (SEC) to make specified considerations before issuing securities regulations. Specifically, the SEC must identify the nature and source of the problem that the proposed regulation is designed to address; adopt a regulation only upon a reasoned determination that its benefits justify its costs; identify and assess available alternatives to any regulation; and ensure that any regulation is accessible, consistent, written in plain language, and easy to understand. In determining the costs and benefits of a proposed regulation, the SEC must consider its impact on investors, market liquidity, small businesses, and competition. In addition, the SEC must periodically review its existing regulations to determine if they are outmoded, ineffective, insufficient, or excessively burdensome and review, modify, streamline, expand, or repeal them accordingly. Whenever it adopts or amends a major rule, the SEC must state (1) the regulation's purposes and intended consequences, (2) metrics for measuring the regulation's economic impact, (3) the assessment plan to be used to assess whether the regulation has achieved its stated purposes, and (4) any foreseeable unintended or negative consequences of the regulation. | 2023-03-02T20:15:24Z | https://www.congress.gov/bill/117th-congress/house-bill/9603 |
| 117-hr-9605 | 117 | hr | 9605 | To amend the Securities Act of 1933 to expand the research report exception to include reports about any issuer that undertakes a proposed offering of public securities. | Finance and Financial Sector | 2022-12-15 | 2022-12-15 | Referred to the House Committee on Financial Services. | House | Rep. Williams, Roger [R-TX-25] | TX | R | W000816 | 0 | This bill allows a securities broker or dealer to publish or distribute a research report on a proposed public offering without it being considered an offer to sell securities for purposes of registration requirements. Currently, reports regarding a proposed public offering by an emerging growth company fall under this exception. | 2023-03-02T20:30:27Z | https://www.congress.gov/bill/117th-congress/house-bill/9605 |
| 117-hr-9526 | 117 | hr | 9526 | REG Act | Finance and Financial Sector | 2022-12-14 | 2022-12-14 | Referred to the House Committee on Financial Services. | House | Rep. Kim, Young [R-CA-39] | CA | R | K000397 | 2 | Review the Expansion of Government Act or as the REG Act This bill requires the Securities and Exchange Commission to periodically review final rules to determine if a revision, including a repeal, of a rule is (1) necessary to ensure the rule is authorized under law; (2) necessary to comply with the law; or (3) necessary or appropriate to facilitate capital formation, to maintain fair and orderly markets, or to protect investors. | 2023-02-24T19:15:14Z | https://www.congress.gov/bill/117th-congress/house-bill/9526 |
| 117-hr-9527 | 117 | hr | 9527 | Putting Investors First Act of 2022 | Finance and Financial Sector | 2022-12-14 | 2022-12-14 | Referred to the House Committee on Financial Services. | House | Rep. Steil, Bryan [R-WI-1] | WI | R | S001213 | 19 | Putting Investors First Act of 2022 This bill requires a proxy advisory firm to register with the Securities and Exchange Commission and prohibits an unregistered proxy advisory firm from using interstate commerce to provide proxy-voting advice, research, analysis, or recommendations to any client. With respect to these firms, the bill (1) establishes procedures for both registration and termination of registration; (2) requires each firm to employ an ombudsman, designate a compliance officer, and publicly disclose conflicts of interest; (3) allows issuers to assess and comment on proxy voting recommendations; and (4) prohibits unfair, coercive, or abusive practices. The bill establishes a private right of action against a proxy advisory firm that endorses an approved proposal that is not supported by the issuer and is found to be illegal. | 2023-03-01T14:01:42Z | https://www.congress.gov/bill/117th-congress/house-bill/9527 |
| 117-hr-9551 | 117 | hr | 9551 | To permit an issuer, when determining the market capitalization of the issuer for purposes of testing the significance of an acquisition or disposition, to include the value of all shares of the issuer. | Finance and Financial Sector | 2022-12-14 | 2022-12-14 | Referred to the House Committee on Financial Services. | House | Rep. Hill, J. French [R-AR-2] | AR | R | H001072 | 0 | This bill expands the information allowed when calculating whether an acquisition or disposition of a subsidiary is significant for purposes of required financial disclosures by publicly traded companies. Currently, an acquisition or disposition is considered significant when the company's investment in the subsidiary is calculated to exceed 10% of the aggregate worldwide market value of the company's voting and non-voting common equity. Under the bill, this market value may additionally include applicable trading value, conversion value, or exchange value of all of the company's outstanding classes of stock, including preferred stock and non-traded common shares that are convertible into or exchangeable for traded common shares. | 2023-05-06T03:45:38Z | https://www.congress.gov/bill/117th-congress/house-bill/9551 |
| 117-hr-9556 | 117 | hr | 9556 | Financial Services Innovation Act of 2022 | Finance and Financial Sector | 2022-12-14 | 2022-12-14 | Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | Financial Services Innovation Act of 2022 This bill addresses the regulation of financial products and services. Specifically, the bill allows persons intending to offer a financial innovation to petition specified financial regulatory agencies regarding existing areas of regulation. A petitioner may request a modification or waiver of an agency regulation. The bill sets forth requirements regarding the petition process, a safe harbor for petitioners from enforcement, and enforceable compliance agreements. Agencies must biannually publish a list of financial regulatory areas the agency would consider modifying or waiving through the petition process. The bill also establishes Financial Services Innovation Offices at these agencies to assist petitioners. These offices must also generally support the development of financial innovations and coordinate with other offices to share data. | 2023-03-01T14:01:42Z | https://www.congress.gov/bill/117th-congress/house-bill/9556 |
| 117-hr-9562 | 117 | hr | 9562 | To lower the aggregate market value of voting and non-voting common equity necessary for an issuer to qualify as a well-known seasoned issuer. | Finance and Financial Sector | 2022-12-14 | 2022-12-14 | Referred to the House Committee on Financial Services. | House | Rep. Steil, Bryan [R-WI-1] | WI | R | S001213 | 0 | This bill reduces the required aggregate market value of voting and non-voting common equity shares for an issuer of securities to qualify as a well-known seasoned issuer. A well-known seasoned issuer is allowed to make expedited public offerings of securities through automatic shelf registrations. | 2023-02-15T04:45:31Z | https://www.congress.gov/bill/117th-congress/house-bill/9562 |
| 117-hr-9488 | 117 | hr | 9488 | Proxy Advice Disclosure Act | Finance and Financial Sector | 2022-12-12 | 2022-12-12 | Referred to the House Committee on Financial Services. | House | Rep. Donalds, Byron [R-FL-19] | FL | R | D000032 | 0 | Proxy Advice Disclosure Act This bill requires a proxy voting advice business to disclose material information involved in providing proxy voting advice to a security holder, including the methodology used, sources of information, and conflicts of interest of the business. A proxy voting advice business provides, for a fee, recommendations to security holders on specific matters for which an issuer of securities has requested security holder approval or consent. In addition, a proxy voting advice business must make this advice available to the issuer. Also, the security holder must be made aware of any written statement made by the issuer in response to this advice before the relevant meeting or vote. | 2023-02-21T16:30:26Z | https://www.congress.gov/bill/117th-congress/house-bill/9488 |
| 117-hr-9478 | 117 | hr | 9478 | Improving Crowdfunding Opportunities Act | Finance and Financial Sector | 2022-12-08 | 2022-12-08 | Referred to the House Committee on Financial Services. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | Improving Crowdfunding Opportunities Act This bill reduces regulations applicable to crowdfunding securities and portals. Crowdfunding is used to raise capital through a large number of individuals investing potentially small amounts of money. The bill exempts certain securities issued under crowdfunding regulations from state regulation of secondary transactions. It also exempts crowdfunding portals from certain anti-money laundering reporting and recordkeeping requirements. Finally, crowdfunding portals are exempted from liability for material misstatements or omissions unless the portal knowingly makes certain untrue statements or engages in fraud or deceit. | 2023-01-13T04:50:59Z | https://www.congress.gov/bill/117th-congress/house-bill/9478 |
| 117-hr-9451 | 117 | hr | 9451 | HALOS Act of 2022 | Finance and Financial Sector | 2022-12-07 | 2022-12-07 | Referred to the House Committee on Financial Services. | House | Rep. Budd, Ted [R-NC-13] | NC | R | B001305 | 0 | Helping Angels Lead Our Startups Act of 2022 or the HALOS Act of 2022 This bill directs the Securities and Exchange Commission (SEC) to revise Regulation D, which exempts certain offerings from SEC registration requirements but prohibits general solicitation or general advertising with respect to such offerings. Specifically, this prohibition shall not apply to events with specified kinds of sponsors—including angel investor groups unconnected to broker-dealers or investment advisers—where presentations or communications are made by or on behalf of an issuer, if the advertising does not refer to any specific offering of securities by the issuer; the sponsor does not provide investment recommendation or advice to attendees, engage in investment negotiations with attendees, charge certain fees, or receive certain compensation; and no specific information regarding a securities offering is communicated beyond the type and amount of securities being offered, the amount of securities already subscribed for, and the intended use of proceeds from the offering. | 2023-07-28T16:00:33Z | https://www.congress.gov/bill/117th-congress/house-bill/9451 |
| 117-hr-9452 | 117 | hr | 9452 | Regulation A+ Improvement Act of 2022 | Finance and Financial Sector | 2022-12-07 | 2022-12-07 | Referred to the House Committee on Financial Services. | House | Rep. Budd, Ted [R-NC-13] | NC | R | B001305 | 0 | Regulation A+ Improvement Act of 2022 This bill increases the dollar limit of certain securities offerings exempt from registration requirements from $50 million annually to $75 million annually, adjusted in future years for inflation. | 2023-02-10T20:30:20Z | https://www.congress.gov/bill/117th-congress/house-bill/9452 |
| 117-hr-9459 | 117 | hr | 9459 | To amend the Securities Exchange Act of 1934 to exclude qualified institutional buyers and institutional accredited investors when calculating holders of a security for purposes of the mandatory registration threshold under such Act, and for other purposes. | Finance and Financial Sector | 2022-12-07 | 2022-12-07 | Referred to the House Committee on Financial Services. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | This bill excludes certain institutional investors and buyers from inclusion as holders of a security for purposes of mandatory registration thresholds applicable to an issuer of securities. | 2023-01-23T13:31:22Z | https://www.congress.gov/bill/117th-congress/house-bill/9459 |
| 117-hr-9437 | 117 | hr | 9437 | Securities and Exchange Atonement Act of 2022 | Finance and Financial Sector | 2022-12-06 | 2022-12-06 | Referred to the House Committee on Financial Services. | House | Rep. Green, Al [D-TX-9] | TX | D | G000553 | 0 | Securities and Exchange Atonement Act of 2022 This bill addresses the racial equity of publicly traded companies. Specifically, the bill requires certain publicly traded companies to regularly audit the company's ties to slavery and the company's policies and practices on civil rights, equity, diversity, and inclusion. The bill also establishes the Office of Reparations Programs within the Department of the Treasury to provide grants to further racial equity, including for startup capital and funded savings programs for Black communities. | 2023-02-21T17:00:23Z | https://www.congress.gov/bill/117th-congress/house-bill/9437 |
| 117-hr-9445 | 117 | hr | 9445 | ACCESS Rural America Act | Finance and Financial Sector | 2022-12-06 | 2022-12-06 | Referred to the House Committee on Financial Services. | House | Rep. Tiffany, Thomas P. [R-WI-7] | WI | R | T000165 | 1 | Access to Capital Creates Economic Strength and Supports Rural America Act or the ACCESS Rural America Act This bill increases the shareholder registration threshold for issuers receiving support through federal universal service support mechanisms, which provide communication services to underserved areas. | 2023-01-13T04:50:59Z | https://www.congress.gov/bill/117th-congress/house-bill/9445 |
| 117-hr-9405 | 117 | hr | 9405 | Investment Opportunity Expansion Act | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. Budd, Ted [R-NC-13] | NC | R | B001305 | 0 | Investment Opportunity Expansion Act This bill expands who may be considered an accredited investor for purposes of participating in private offerings of securities. (Certain unregistered securities may only be offered to accredited investors.) Specifically, the bill allows an individual to qualify if the investment is not more than 10% of the individual's net assets or 10% of the individual's annual income, whichever is greater. | 2023-09-12T19:45:18Z | https://www.congress.gov/bill/117th-congress/house-bill/9405 |
| 117-hr-9408 | 117 | hr | 9408 | Mandatory Materiality Requirement Act of 2022 | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. Huizenga, Bill [R-MI-2] | MI | R | H001058 | 1 | Mandatory Materiality Requirement Act of 2022 This bill limits additional disclosure requirements applicable to issuers of securities. Specifically, the Securities and Exchange Commission may only require an additional disclosure if the commission determines that there is a substantial likelihood that a reasonable investor of the issuer would consider the information important with respect to an investment decision. | 2023-09-01T15:30:25Z | https://www.congress.gov/bill/117th-congress/house-bill/9408 |
| 117-hr-9410 | 117 | hr | 9410 | To require auditor independence standards of the Public Company Accounting Oversight Board and the Securities and Exchange Commission applicable to past audits of a company occurring before it was a public company to treat an auditor as independent if the auditor meets established professional standards, and for other purposes. | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | This bill modifies the auditor independence standards required by the Public Company Accounting Oversight Board and the Securities and Exchange Commission. Specifically, an issuer that is a public company or has filed to become a public company must comply with certain auditor independence standards regarding audits that occurred in the fiscal year prior to the company going public. | 2023-02-17T16:15:17Z | https://www.congress.gov/bill/117th-congress/house-bill/9410 |
| 117-hr-9411 | 117 | hr | 9411 | To amend the Federal securities laws to specify the periods for which financial statements are required to be provided by an emerging growth company, and for other purposes. | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | This bill limits the financial information an emerging growth company must submit to the Securities and Exchange Commission. | 2023-06-07T20:15:26Z | https://www.congress.gov/bill/117th-congress/house-bill/9411 |
| 117-hr-9412 | 117 | hr | 9412 | To amend the Securities Act of 1933 to permit issuers to submit draft registration statements to the Securities and Exchange Commission for confidential review for both initial public offers and follow-on offers, to set deadlines for when such statements shall be made public, and for other purposes. | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | This bill allows an issuer of securities to submit a draft registration statement to the Securities and Exchange Commission for confidential review prior to an initial public offering or a follow-on offering. Under current law, only emerging growth companies are allowed to do so. | 2023-02-17T23:47:03Z | https://www.congress.gov/bill/117th-congress/house-bill/9412 |
| 117-hr-9413 | 117 | hr | 9413 | To amend the Securities Exchange Act of 1934 to specify certain registration statement contents for emerging growth companies, to permit issuers to file draft registration statements with the Securities and Exchange Commission for confidential review, and for other purposes. | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. McHenry, Patrick T. [R-NC-10] | NC | R | M001156 | 0 | This bill revises requirements related to registration statements submitted to the Securities and Exchange Commission (SEC). First, the bill requires an emerging growth company to submit profit and loss statements from the previous 2 years, rather than the previous 3 years as under current law. In addition, the bill allows an issuer of securities to submit a draft registration statement to the SEC for confidential review prior to a public filing. | 2023-06-07T20:00:33Z | https://www.congress.gov/bill/117th-congress/house-bill/9413 |
| 117-hr-9414 | 117 | hr | 9414 | Transparency in Lending Act of 2022 | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. Mfume, Kweisi [D-MD-7] | MD | D | M000687 | 5 | Transparency in Lending Act of 2022 This bill requires federal financial supervisory agencies to submit to the Federal Financial Institutions Examination Council specified information regarding an examination of a large financial institution. Specifically, the agency must report on the status of the examination and any findings. | 2023-02-17T04:45:42Z | https://www.congress.gov/bill/117th-congress/house-bill/9414 |
| 117-hr-9421 | 117 | hr | 9421 | Crypto Exchange Disclosure Act | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. Torres, Ritchie [D-NY-15] | NY | D | T000486 | 0 | Crypto Exchange Disclosure Act This bill requires cryptocurrency exchanges that hold customer assets to periodically disclose proof of reserves to the Securities and Exchange Commission. This includes the amount of assets held by the exchange compared to the liabilities of the exchange. | 2023-08-14T19:15:21Z | https://www.congress.gov/bill/117th-congress/house-bill/9421 |
| 117-hr-9422 | 117 | hr | 9422 | Crypto Consumer Investor Protection Act | Finance and Financial Sector | 2022-12-02 | 2022-12-02 | Referred to the House Committee on Financial Services. | House | Rep. Torres, Ritchie [D-NY-15] | NY | D | T000486 | 0 | Crypto Consumer Investor Protection Act This bill prohibits a cryptocurrency exchange from lending, leveraging, or comingling customer funds without customer consent. | 2023-01-11T13:50:18Z | https://www.congress.gov/bill/117th-congress/house-bill/9422 |
| 117-hr-9307 | 117 | hr | 9307 | SAFE Lending Act of 2022 | Finance and Financial Sector | 2022-11-16 | 2022-11-16 | Referred to the House Committee on Financial Services. | House | Rep. Bonamici, Suzanne [D-OR-1] | OR | D | B001278 | 10 | Stopping Abuse and Fraud in Electronic Lending Act of 2022 or the SAFE Lending Act of 2022 This bill revises requirements related to consumer financial protection and small-dollar lending, including matters concerning remotely created checks, electronic fund transfers, registration of small-dollar lenders, overdraft fees, and the collection of personal information. Under the bill, remotely created checks may only be issued by a person specifically designated in writing by a consumer and provided to the consumer's depository institution. (A remotely created check is a check not issued by the bank and not signed by the account owner.) A voluntary agreement to repay a small-dollar consumer credit transaction by an electronic fund transfer is subject to certain protections, including the right of the consumer to stop payment. Small-dollar consumer credit providers must register with the Consumer Financial Protection Bureau. Any small-dollar consumer credit transaction is subject to the laws of the state in which the consumer resides. The bill also prohibits overdraft fees on prepaid accounts. | 2023-01-20T15:15:23Z | https://www.congress.gov/bill/117th-congress/house-bill/9307 |
| 117-hr-9315 | 117 | hr | 9315 | Responsible Accounting Standards Act of 2022 | Finance and Financial Sector | 2022-11-16 | 2022-11-16 | Referred to the House Committee on Financial Services. | House | Rep. Luetkemeyer, Blaine [R-MO-3] | MO | R | L000569 | 1 | Responsible Accounting Standards Act of 2022 This bill requires the standard-setting bodies of accounting principles to comply with provisions generally required of federal agencies, including those that apply to rulemaking procedures, cost benefit analysis of certain actions, and open meeting requirements. The standard-setting bodies must also testify annually before Congress. | 2023-02-17T04:45:42Z | https://www.congress.gov/bill/117th-congress/house-bill/9315 |
| 117-hr-9316 | 117 | hr | 9316 | 250th Anniversary of the United States Marine Corps Commemorative Coin Act | Finance and Financial Sector | 2022-11-16 | 2022-11-16 | Referred to the House Committee on Financial Services. | House | Rep. Moulton, Seth [D-MA-6] | MA | D | M001196 | 7 | 250th Anniversary of the United States Marine Corps Commemorative Coin Act This bill directs the Department of the Treasury to mint and issue not more than 50,000 $5 gold coins, 400,000 $1 silver coins, and 750,000 half-dollar clad coins emblematic of the 250th anniversary of the United States Marine Corps. All surcharges received by Treasury from the sale of such coins must be paid to the Marine Corps Heritage Foundation and shall only be used for the purposes of supporting the mission of the Marine Corps Heritage Center. | 2023-03-29T15:33:33Z | https://www.congress.gov/bill/117th-congress/house-bill/9316 |
| 117-hr-9301 | 117 | hr | 9301 | FinCEN Modernization Act of 2022 | Finance and Financial Sector | 2022-11-15 | 2022-11-15 | Referred to the House Committee on Financial Services. | House | Rep. Donalds, Byron [R-FL-19] | FL | R | D000032 | 0 | FinCEN Modernization Act of 2022 This bill requires the Financial Crimes Enforcement Network (FinCEN) to establish programs and perform research related to financial technology, including topics such as machine learning, data analytics, and cryptocurrency. The bill allows FinCEN to enter into transactions and to accept gifts related to these objectives. | 2023-03-22T20:16:25Z | https://www.congress.gov/bill/117th-congress/house-bill/9301 |
| 117-hr-9266 | 117 | hr | 9266 | Community Finance Language Inclusion Act of 2022 | Finance and Financial Sector | 2022-11-03 | 2022-11-03 | Referred to the House Committee on Financial Services. | House | Rep. Garcia, Sylvia R. [D-TX-29] | TX | D | G000587 | 3 | Community Finance Language Inclusion Act of 2022 This bill allows the Community Development Financial Institutions Fund to provide outreach and resources for non-English speaking individuals or individuals with limited English proficiency. The fund provides monetary awards and technical assistance to qualifying financial institutions to increase access to capital in underserved communities. | 2023-02-07T04:45:23Z | https://www.congress.gov/bill/117th-congress/house-bill/9266 |
| 117-hr-9272 | 117 | hr | 9272 | Consumer Financial Education and Empowerment Act | Finance and Financial Sector | 2022-11-03 | 2022-11-03 | Referred to the House Committee on Financial Services. | House | Rep. Scott, David [D-GA-13] | GA | D | S001157 | 4 | Consumer Financial Education and Empowerment Act This bill establishes within the Consumer Financial Protection Bureau a program to award allocations to state governments, local governments, and other entities for financial literacy programs. Programs eligible for awards may include education regarding credit, student loan debt, homeownership, investments, retirement, or tax planning. | 2023-02-14T04:45:31Z | https://www.congress.gov/bill/117th-congress/house-bill/9272 |
| 117-hr-9149 | 117 | hr | 9149 | Reward Work Act | Finance and Financial Sector | 2022-10-07 | 2022-10-07 | Referred to the House Committee on Financial Services. | House | Rep. Garcia, Jesus G. "Chuy" [D-IL-4] | IL | D | G000586 | 13 | Reward Work Act This bill prohibits issuers from purchasing their own securities on a national exchange. The bill also requires one-third of an issuer's board of directors to be elected by employees in order for the issuer to be allowed to register securities. | 2022-12-29T13:34:08Z | https://www.congress.gov/bill/117th-congress/house-bill/9149 |
| 117-hr-9157 | 117 | hr | 9157 | To define the dollar as a fixed weight of gold, and for other purposes. | Finance and Financial Sector | 2022-10-07 | 2022-10-07 | Referred to the House Committee on Financial Services. | House | Rep. Mooney, Alexander X. [R-WV-2] | WV | R | M001195 | 2 | This bill requires the Department of the Treasury to define the Federal Reserve note dollar in terms of a fixed weight of gold, based on that day's closing market price of gold. Federal Reserve Banks must exchange Federal Reserve notes with gold at this price. If a Federal Reserve Bank does not do this, Treasury must make any exchange and place a corresponding lien on the assets of that bank. In addition, Treasury and the Board of Governors of the Federal Reserve must report on U.S. gold holdings. | 2022-12-29T13:34:08Z | https://www.congress.gov/bill/117th-congress/house-bill/9157 |
| 117-hr-9159 | 117 | hr | 9159 | Bank Privacy Reform Act | Finance and Financial Sector | 2022-10-07 | 2022-10-07 | Referred to the House Committee on Financial Services. | House | Rep. Rose, John W. [R-TN-6] | TN | R | R000612 | 0 | Bank Privacy Reform Act This bill eliminates provisions that require financial institutions to report certain financial information to specified government agencies. Currently, financial institutions are required to report certain financial transactions for the purpose of detecting illicit activity, such as money laundering or the financing of terrorism. Under the bill, such records are only obtainable through a search warrant. The bill also eliminates reporting requirements related to the beneficial ownership of certain corporate entities. | 2023-02-10T04:45:38Z | https://www.congress.gov/bill/117th-congress/house-bill/9159 |
| 117-hr-9089 | 117 | hr | 9089 | Consumer Financial Choice and Capital Markets Protection Act of 2022 | Finance and Financial Sector | 2022-09-30 | 2022-09-30 | Referred to the House Committee on Financial Services. | House | Rep. Williams, Roger [R-TX-25] | TX | R | W000816 | 1 | Consumer Financial Choice and Capital Markets Protection Act of 2022 This bill allows a money market fund, under specified conditions, to elect to operate using a different method of valuation than is otherwise required. A money market fund that elects to do so shall not be subject to specified requirements related to the imposition of liquidity fees. (A money market fund is a type of mutual fund that invests in liquid, short-term assets.) Current law limits the provision of certain federal assistance directly to any money market fund. The bill requires disclosure of this limitation on federal assistance in a money market's advertising and sales literature. | 2023-02-04T04:46:03Z | https://www.congress.gov/bill/117th-congress/house-bill/9089 |
| 117-hr-9110 | 117 | hr | 9110 | Student Borrower Bankruptcy Relief Act of 2022 | Finance and Financial Sector | 2022-09-30 | 2022-11-01 | Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. | House | Rep. Nadler, Jerrold [D-NY-10] | NY | D | N000002 | 11 | Student Borrower Bankruptcy Relief Act of 2022 This bill allows student loans to be discharged in bankruptcy. Under current law, these loans are only dischargeable if such debt imposes an undue hardship on the debtor. | 2023-02-16T18:30:45Z | https://www.congress.gov/bill/117th-congress/house-bill/9110 |
| 117-hr-9063 | 117 | hr | 9063 | Protect Farmers from the SEC Act | Finance and Financial Sector | 2022-09-29 | 2022-09-29 | Referred to the House Committee on Financial Services. | House | Rep. Lucas, Frank D. [R-OK-3] | OK | R | L000491 | 121 | Protect Farmers from the SEC Act This bill prohibits the Securities and Exchange Commission from requiring the disclosure of greenhouse gas emissions related to agricultural products. | 2023-01-31T20:30:23Z | https://www.congress.gov/bill/117th-congress/house-bill/9063 |
| 117-hr-8998 | 117 | hr | 8998 | Unlocking Capital for Small Businesses Act of 2022 | Finance and Financial Sector | 2022-09-28 | 2022-09-28 | Referred to the House Committee on Financial Services. | House | Rep. Budd, Ted [R-NC-13] | NC | R | B001305 | 0 | Unlocking Capital for Small Businesses Act of 2022 This bill revises the regulatory treatment of private-placement brokers (brokers who receive transaction-based compensation for the sale of securities to preselected individuals or institutions) and finders (private-placement brokers who do not exceed a specified amount of compensation, transaction value, or number of transactions in a year). Specifically, the bill (1) requires the Securities and Exchange Commission to establish registration requirements for private-placement brokers that are no more stringent than those imposed on crowdfunding portals, (2) allows for membership in any national securities association for private-placement brokers, (3) exempts private-placement brokers from broker regulations, and (4) otherwise modifies provisions related to private-placement brokers and finders. | 2023-01-23T18:30:24Z | https://www.congress.gov/bill/117th-congress/house-bill/8998 |
| 117-hr-8985 | 117 | hr | 8985 | Credit Access and Inclusion Act of 2022 | Finance and Financial Sector | 2022-09-26 | 2022-09-26 | Referred to the House Committee on Financial Services. | House | Rep. Hill, J. French [R-AR-2] | AR | R | H001072 | 6 | Credit Access and Inclusion Act of 2022 This bill allows for the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill. The Government Accountability Office must report on the consumer impact of such reporting. | 2023-01-26T14:00:21Z | https://www.congress.gov/bill/117th-congress/house-bill/8985 |
| 117-hr-8950 | 117 | hr | 8950 | Digital Commodities Consumer Protection Act of 2022 | Finance and Financial Sector | 2022-09-22 | 2022-10-28 | Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit. | House | Rep. Maloney, Sean Patrick [D-NY-18] | NY | D | M001185 | 1 | Digital Commodities Consumer Protection Act of 2022 This bill grants exclusive jurisdiction to the Commodity Futures Trading Commission over activity involving digital commodities as specified by the bill. The bill defines digital commodities as fungible digital forms of personal property that can be transferred person-to-person without an intermediary. Excluded from this definition are securities, interests in physical commodities, and U.S.-backed digital currencies. The commission does not have jurisdiction over digital commodities used solely for the purchase or sale of a good or service. Digital commodity platforms (including brokers, custodians, dealers, and trading facilities) must register with the commission and comply with risk management and good governance procedures. The bill also sets forth recordkeeping requirements, conflict of interest standards, and other consumer protections. | 2023-09-01T15:15:20Z | https://www.congress.gov/bill/117th-congress/house-bill/8950 |
| 117-hr-8974 | 117 | hr | 8974 | Payments Modernization Act of 2022 | Finance and Financial Sector | 2022-09-22 | 2022-09-22 | Referred to the House Committee on Financial Services. | House | Rep. Pressley, Ayanna [D-MA-7] | MA | D | P000617 | 1 | Payments Modernization Act of 2022 This bill requires the Federal Reserve Board to create a real-time payment system that allows funds to be available to any end user immediately at any time, including funds deposited at a depository institution. | 2023-01-28T04:45:54Z | https://www.congress.gov/bill/117th-congress/house-bill/8974 |
| 117-hr-8918 | 117 | hr | 8918 | Federal Reserve Loss Transparency Act | Finance and Financial Sector | 2022-09-20 | 2022-09-20 | Referred to the House Committee on Financial Services. | House | Rep. Hill, J. French [R-AR-2] | AR | R | H001072 | 1 | Federal Reserve Loss Transparency Act This bill prohibits transfers to the Consumer Financial Protection Bureau from the Board of Governors of the Federal Reserve System if Federal Reserve banks incur specified quarterly operating losses. The bureau is directly funded through transfers from the board. | 2023-01-23T18:30:24Z | https://www.congress.gov/bill/117th-congress/house-bill/8918 |
| 117-hr-8874 | 117 | hr | 8874 | Credit Card Competition Act of 2022 | Finance and Financial Sector | 2022-09-19 | 2022-09-19 | Referred to the House Committee on Financial Services. | House | Rep. Welch, Peter [D-VT-At Large] | VT | D | W000800 | 1 | Credit Card Competition Act of 2022 This bill addresses network access and competition in electronic credit transactions. The bill generally prohibits credit card issuers from restricting the number of payment card networks on which an electronic credit transaction may be processed. Specifically, the Board of Governors of the Federal Reserve System must prohibit certain credit card issuers with assets of over $100 billion from restricting the number of networks on which credit card transactions may be processed to one network, two or more networks operated by affiliated networks or persons, or the two networks with the largest market share of credit cards issued. Additionally, credit card issuers are prohibited from imposing certain limitations on the routing of electronic credit transactions, such as through penalties for failure to meet a specified threshold of transactions on a particular payment card network. The board must also provide for the designation of payment card networks that pose a security risk to the United States or are owned, operated, or sponsored by a foreign state entity. | 2022-12-29T12:33:48Z | https://www.congress.gov/bill/117th-congress/house-bill/8874 |
| 117-hr-8880 | 117 | hr | 8880 | Multilingual Financial Literacy Act | Finance and Financial Sector | 2022-09-19 | 2022-09-19 | Referred to the Committee on Financial Services, and in addition to the Committee on Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. | House | Rep. Garcia, Sylvia R. [D-TX-29] | TX | D | G000587 | 1 | Multilingual Financial Literacy Act This bill requires the Financial Literacy and Education Commission to translate financial literacy information to different languages. The commission must also report on the impact of language barriers to financial health. The bill also requires additional information in the commission's annual report, including a summary of the commission's efforts to increase financial literacy across all member agencies. | 2023-03-08T19:58:39Z | https://www.congress.gov/bill/117th-congress/house-bill/8880 |
| 117-hr-8833 | 117 | hr | 8833 | Making Communities Stronger through the Community Reinvestment Act | Finance and Financial Sector | 2022-09-15 | 2022-09-15 | Referred to the House Committee on Financial Services. | House | Rep. Waters, Maxine [D-CA-43] | CA | D | W000187 | 1 | Making Communities Stronger through the Community Reinvestment Act This bill revises the Community Reinvestment Act, which addresses the availability of credit in communities. Under the act, financial regulators examine a banking institution's community activities such as lending, investments, and services, particularly for low- and moderate-income populations. Specifically, the bill sets forth examination requirements regarding an institution's illegal or discriminatory activity, partnerships with non-depository lenders, home mortgage lending targeted to low- and moderate-income borrowers, and community service or charity work. Each institution must establish Community Advisory Committees in areas served by the institution. | 2023-05-11T15:45:15Z | https://www.congress.gov/bill/117th-congress/house-bill/8833 |
| 117-hr-8836 | 117 | hr | 8836 | EXPORT Act of 2022 | Finance and Financial Sector | 2022-09-15 | 2022-11-29 | Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit. | House | Rep. Owens, Burgess [R-UT-4] | UT | R | O000086 | 0 | Expanding Possibilities and Opportunities to Reinvigorate Trade Act of 2022 or the EXPORT Act of 2022 This bill exempts certain money transmitters from specified capital and margin requirements that otherwise apply to counterparty swaps. Specifically, these money transmitters must (1) only enter into swaps for the purpose of offsetting risks from foreign currency contracts with a non-end user, and (2) have annual assets of $1 billion or less. | 2023-01-25T15:45:25Z | https://www.congress.gov/bill/117th-congress/house-bill/8836 |
| 117-hr-8730 | 117 | hr | 8730 | Digital Commodities Consumer Protection Act of 2022 | Finance and Financial Sector | 2022-08-19 | 2022-11-01 | Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. | House | Rep. Feenstra, Randy [R-IA-4] | IA | R | F000446 | 1 | Digital Commodities Consumer Protection Act of 2022 This bill grants exclusive jurisdiction to the Commodity Futures Trading Commission over activity involving digital commodities as specified by the bill. The bill defines digital commodities as fungible digital forms of personal property that can be transferred person-to-person without an intermediary. Excluded from this definition are securities, interests in physical commodities, and U.S.-backed digital currencies. The commission does not have jurisdiction over digital commodities used solely for the purchase or sale of a good or service. Digital commodity platforms (including brokers, custodians, dealers, and trading facilities) must register with the commission and comply with risk management and good governance procedures. The bill also sets forth recordkeeping requirements, conflict of interest standards, and other consumer protections. | 2023-09-01T15:15:20Z | https://www.congress.gov/bill/117th-congress/house-bill/8730 |
| 117-hr-8658 | 117 | hr | 8658 | Emergency Price Stabilization Act of 2022 | Finance and Financial Sector | 2022-08-05 | 2022-08-05 | Referred to the House Committee on Financial Services. | House | Rep. Bowman, Jamaal [D-NY-16] | NY | D | B001223 | 19 | Emergency Price Stabilization Act of 2022 This bill creates the Sub-Task Force on Emergency Price Stabilization under the White House Supply Chains Disruption Task Force. The new task force must monitor the price of essential goods and services, investigate corporate price increases, make recommendations to the President, and report plans and research to the public. The bill also grants the President the authority to enact or adjust price controls and regulations in accordance with these recommendations. | 2023-01-12T17:53:07Z | https://www.congress.gov/bill/117th-congress/house-bill/8658 |
| 117-hr-8589 | 117 | hr | 8589 | To prohibit the Securities and Exchange Commission from finalizing the proposed rule titled "The Enhancement and Standardization of Climate-Related Disclosures for Investors", and for other purposes. | Finance and Financial Sector | 2022-07-29 | 2022-07-29 | Referred to the House Committee on Financial Services. | House | Rep. Hill, J. French [R-AR-2] | AR | R | H001072 | 3 | This bill prohibits the Securities and Exchange Commission from finalizing the rule proposed on April 11, 2022, and titled The Enhancement and Standardization of Climate-Related Disclosures for Investors. The proposed rule requires registrants to disclose their climate-related risks. | 2023-01-11T13:50:18Z | https://www.congress.gov/bill/117th-congress/house-bill/8589 |
| 117-hr-8617 | 117 | hr | 8617 | Exchange Regulatory Improvement Act of 2022 | Finance and Financial Sector | 2022-07-29 | 2022-07-29 | Referred to the House Committee on Financial Services. | House | Rep. Loudermilk, Barry [R-GA-11] | GA | R | L000583 | 1 | Exchange Regulatory Improvement Act of 2022 This bill revises the definition of facility for purposes of regulation under the Securities Exchange Act of 1934. Specifically, the bill provides that a facility does not include any service that can legally be offered by a person or entity that is not a registered exchange. | 2023-01-11T13:50:18Z | https://www.congress.gov/bill/117th-congress/house-bill/8617 |
| 117-hr-8521 | 117 | hr | 8521 | INDEX Act | Finance and Financial Sector | 2022-07-27 | 2022-07-27 | Referred to the House Committee on Financial Services. | House | Rep. Huizenga, Bill [R-MI-2] | MI | R | H001058 | 2 | INvestor Democracy is EXpected Act or the INDEX Act This bill establishes guidelines for passively managed funds (e.g., index funds) that vote shares on behalf of fund investors in proxy shareholder votes. Under the bill, these funds generally must vote shares on a proportional basis according to instructions from fund investors. The bill establishes an exemption for routine matters and matters requiring approval of a majority of outstanding securities. Additionally, the bill establishes a safe harbor from these requirements for investment advisers. | 2023-09-01T13:45:20Z | https://www.congress.gov/bill/117th-congress/house-bill/8521 |
| 117-hr-8498 | 117 | hr | 8498 | To establish reporting requirements for persons who issue fiat currency-backed stablecoins, and for other purposes. | Finance and Financial Sector | 2022-07-26 | 2022-07-26 | Referred to the House Committee on Financial Services. | House | Rep. Hollingsworth, Trey [R-IN-9] | IN | R | H001074 | 0 | This bill addresses the regulatory treatment of fiat currency-backed stablecoins. The bill defines these as digital assets that (1) maintain price stability by backing the value with a nondigital currency, and (2) can be redeemed in that currency on a one-to-one basis. Under the bill, the Securities and Exchange Commission and the Commodity Futures Trading Commission are prohibited from regulating fiat currency-backed stablecoins. The bill requires stablecoin issuers to hold all associated reserves in (1) government securities that mature in not more than 12 months, (2) fully collateralized security repurchase agreements, and (3) U.S. dollars or other nondigital currency. | 2023-01-11T13:50:17Z | https://www.congress.gov/bill/117th-congress/house-bill/8498 |
| 117-hr-8507 | 117 | hr | 8507 | Scope 3 Act | Finance and Financial Sector | 2022-07-26 | 2022-07-26 | Referred to the House Committee on Financial Services. | House | Rep. Nehls, Troy E. [R-TX-22] | TX | R | N000026 | 14 | Scope 3 Act This bill prohibits any requirement that an issuer of securities must disclose the greenhouse gas emissions of its value chain (i.e., scope 3 emissions). | 2022-12-29T18:18:44Z | https://www.congress.gov/bill/117th-congress/house-bill/8507 |
| 117-hr-8485 | 117 | hr | 8485 | Expanding Access to Credit through Consumer-Permissioned Data Act | Finance and Financial Sector | 2022-07-22 | 2022-07-27 | Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 23. | House | Rep. Williams, Nikema [D-GA-5] | GA | D | W000788 | 9 | Expanding Access to Credit through Consumer-Permissioned Data Act This bill requires the consideration of additional credit information by a mortgage lender when evaluating a consumer's creditworthiness if a consumer requests that this information be considered. This additional information includes current payment and transaction information such as bank statements and rental payment history. Mortgage lenders must provide notice to mortgage applicants of their rights under this bill. Additionally, federal agencies that insure, guarantee, supplement, assist, or underwrite federally backed mortgage loans must also comply with these requirements. | 2023-09-01T14:15:19Z | https://www.congress.gov/bill/117th-congress/house-bill/8485 |
| 117-hr-8462 | 117 | hr | 8462 | SEC Disclosure Effectiveness Testing Act | Finance and Financial Sector | 2022-07-21 | 2022-07-21 | Referred to the House Committee on Financial Services. | House | Rep. Casten, Sean [D-IL-6] | IL | D | C001117 | 0 | SEC Disclosure Effectiveness Testing Act This bill requires the Securities and Exchange Commission (SEC) to assess the usefulness of certain disclosure rules to retail investors. Specifically, the SEC must make these assessments regarding both current and new securities rules and regulations that require the disclosure of documents or information to retail investors. | 2022-12-29T18:18:45Z | https://www.congress.gov/bill/117th-congress/house-bill/8462 |
| 117-hr-8478 | 117 | hr | 8478 | Credit Reporting Accuracy After a Legal Name Change Act of 2022 | Finance and Financial Sector | 2022-07-21 | 2022-07-27 | Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 23. | House | Rep. Pressley, Ayanna [D-MA-7] | MA | D | P000617 | 5 | Credit Reporting Accuracy After a Legal Name Change Act of 2022 This bill prohibits, upon a consumer's request, a credit reporting agency from including on a consumer credit report a consumer's prior name after a legal name change. | 2023-09-01T14:00:28Z | https://www.congress.gov/bill/117th-congress/house-bill/8478 |
| 117-hr-8483 | 117 | hr | 8483 | Wildfire Insurance Coverage Study Act of 2022 | Finance and Financial Sector | 2022-07-21 | 2022-07-21 | Referred to the House Committee on Financial Services. | House | Rep. Waters, Maxine [D-CA-43] | CA | D | W000187 | 0 | Wildfire Insurance Coverage Study Act of 2022 This bill requires studies and reports regarding wildfire risk and damage. Specifically, the Federal Emergency Management Agency must report on trends in wildfire declarations, mitigation practices, state and federal programs regarding wildfire risk, and the need for a national map of wildfire risks. The Government Accountability Office must report on (1) the availability and cost of wildfire insurance coverage for homes and commercial property, (2) state regulatory responses to increasing costs of coverage, and (3) impediments to private wildfire insurance coverage. | 2023-03-08T20:12:10Z | https://www.congress.gov/bill/117th-congress/house-bill/8483 |
| 117-hr-8484 | 117 | hr | 8484 | Aligning SEC Regulations for the World Bankâs International Development Association Act | Finance and Financial Sector | 2022-07-21 | 2022-07-21 | Referred to the House Committee on Financial Services. | House | Rep. Waters, Maxine [D-CA-43] | CA | D | W000187 | 0 | Aligning SEC Regulations for the World Bank's International Development Association Act This bill exempts from securities regulations any securities issued by the International Development Association of the World Bank. The association provides loans and grants to developing countries. | 2023-06-27T15:00:36Z | https://www.congress.gov/bill/117th-congress/house-bill/8484 |
| 117-hr-8436 | 117 | hr | 8436 | Accurate Pricing for Investors Act | Finance and Financial Sector | 2022-07-20 | 2022-07-20 | Referred to the House Committee on Financial Services. | House | Rep. Huizenga, Bill [R-MI-2] | MI | R | H001058 | 0 | Accurate Pricing for Investors Act This bill directs the Securities and Exchange Commission (SEC) to report on the incremental price change of a security, or the tick size, used in securities markets. Specifically, the SEC must examine whether reducing the tick size may lower costs for retail investors. | 2022-12-29T18:18:46Z | https://www.congress.gov/bill/117th-congress/house-bill/8436 |
| 117-hr-8443 | 117 | hr | 8443 | Making the CFPB Accountable to Small Businesses Act of 2022 | Finance and Financial Sector | 2022-07-20 | 2022-11-01 | Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. | House | Rep. Fitzgerald, Scott [R-WI-5] | WI | R | F000471 | 6 | Making the CFPB Accountable to Small Businesses Act of 2022 This bill eliminates the requirement that financial institutions must collect data regarding loans made to women-owned, minority-owned, or small businesses. In addition, the Consumer Financial Protection Bureau must justify its decision to not adopt certain alternatives to regulations applicable to small entities. | 2022-12-29T18:18:46Z | https://www.congress.gov/bill/117th-congress/house-bill/8443 |
| 117-hr-8328 | 117 | hr | 8328 | Fair Manufactured Housing Lending Act | Finance and Financial Sector | 2022-07-12 | 2022-07-12 | Referred to the House Committee on Financial Services. | House | Rep. Bonamici, Suzanne [D-OR-1] | OR | D | B001278 | 15 | Fair Manufactured Housing Lending Act This bill requires a manufactured or modular home retailer to comply with consumer mortgage protections, including those related to lending origination and conflicts of interest. | 2022-12-29T18:04:59Z | https://www.congress.gov/bill/117th-congress/house-bill/8328 |
| 117-hr-8244 | 117 | hr | 8244 | Granite Mountain Hotshots Commemorative Coin Act | Finance and Financial Sector | 2022-06-28 | 2022-06-28 | Referred to the House Committee on Financial Services. | House | Rep. Gosar, Paul A. [R-AZ-4] | AZ | R | G000565 | 2 | Granite Mountain Hotshots Commemorative Coin Act This bill directs the Department of the Treasury to mint and issue 50,000 $5 gold coins, 400,000 $1 silver coins, and 750,000 half-dollar clad coins emblematic of the fight of the Granite Mountain Hotshots against the 2013 Yarnell Hill Fire in Arizona. All surcharges received by Treasury from the sale of such coins must be paid to the Yarnell Fire District for the purpose of wildfire prevention and wildfire education. | 2022-12-29T17:33:56Z | https://www.congress.gov/bill/117th-congress/house-bill/8244 |
| 117-hr-8200 | 117 | hr | 8200 | CLIMB Act | Finance and Financial Sector | 2022-06-23 | 2022-06-23 | Referred to the House Committee on Financial Services. | House | Rep. Carter, Troy [D-LA-2] | LA | D | C001125 | 4 | Capital Lending and Investment for Marijuana Businesses Act or the CLIMB Act This bill allows national stock exchanges to list state-licensed cannabis-related businesses on their exchanges. It also prohibits a federal agency from bringing certain civil, criminal, regulatory, or administrative actions against a business or person because they provide assistance or services to a state-licensed cannabis-related business. | 2022-12-29T17:33:57Z | https://www.congress.gov/bill/117th-congress/house-bill/8200 |
| 117-hr-8179 | 117 | hr | 8179 | Securing Facilities for Mental Health Services Act | Finance and Financial Sector | 2022-06-22 | 2022-06-22 | Referred to the House Committee on Financial Services. | House | Rep. Emmer, Tom [R-MN-6] | MN | R | E000294 | 1 | Securing Facilities for Mental Health Services Act This bill expands access to federal mortgage insurance for hospitals to include mental health care facilities. | 2022-12-29T17:18:43Z | https://www.congress.gov/bill/117th-congress/house-bill/8179 |
| 117-hr-8182 | 117 | hr | 8182 | James Weldon Johnson Commemorative Coin Act | Finance and Financial Sector | 2022-06-22 | 2022-06-22 | Referred to the House Committee on Financial Services. | House | Rep. Lawson, Al, Jr. [D-FL-5] | FL | D | L000586 | 22 | James Weldon Johnson Commemorative Coin Act This bill directs the Department of the Treasury to mint and issue 400,000 $1 silver coins emblematic of James Weldon Johnson, an influential writer, diplomat, educator, lawyer, and civil rights activist. All surcharges received by Treasury from the sale of such coins must be paid to Historic Stanton, Inc. and the James Weldon Johnson Foundation. | 2022-12-29T17:33:57Z | https://www.congress.gov/bill/117th-congress/house-bill/8182 |
| 117-hr-8036 | 117 | hr | 8036 | National Flood Insurance Program Extension Act of 2022 | Finance and Financial Sector | 2022-06-13 | 2022-06-13 | Referred to the House Committee on Financial Services. | House | Rep. Hill, J. French [R-AR-2] | AR | R | H001072 | 17 | National Flood Insurance Program Extension Act of 2022 This bill reauthorizes the National Flood Insurance Program through December 31, 2023. | 2022-12-29T17:18:47Z | https://www.congress.gov/bill/117th-congress/house-bill/8036 |
| 117-hr-8047 | 117 | hr | 8047 | LA28 Olympic and Paralympic Games Commemorative Coin Act | Finance and Financial Sector | 2022-06-13 | 2022-06-13 | Referred to the House Committee on Financial Services. | House | Rep. Sherman, Brad [D-CA-30] | CA | D | S000344 | 0 | LA28 Olympic and Paralympic Games Commemorative Coin Act This bill directs the Department of the Treasury to mint coins in commemoration of the 2028 Olympic and Paralympic Games in Los Angeles, California. All surcharges received by Treasury from the sale of the coins shall be promptly paid by Treasury to the United States Olympic and Paralympic Properties for the objects and purposes related to the hosting of the 2028 Olympic and Paralympic Games and to aid in the execution of its legacy programs, including the promotion of youth sports in the United States. Treasury is encouraged to develop and execute a marketing and educational program to promote and sell the coins. | 2022-12-29T17:18:47Z | https://www.congress.gov/bill/117th-congress/house-bill/8047 |
| 117-hr-8001 | 117 | hr | 8001 | Countering Atrocities through Currency Accountability Act of 2022 | Finance and Financial Sector | 2022-06-09 | 2022-06-09 | Referred to the Committee on Financial Services, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. | House | Rep. Buck, Ken [R-CO-4] | CO | R | B001297 | 13 | Countering Atrocities through Currency Accountability Act of 2022 This bill requires financial institutions and agencies to take specified special measures regarding foreign financial activity if the Department of the Treasury concludes that the measures are necessary to address human rights violations. These measures are applied upon a finding that a jurisdiction (or a financial institution, transaction, or type of account involving a jurisdiction) is of primary humanitarian concern. The measures include additional recordkeeping and reporting of transactions, beneficial ownership information, and information relating to payable-through accounts and correspondent accounts. If Treasury finds a payable-through or correspondent account involves foreign human rights violations, then Treasury is allowed to prohibit or impose conditions on that account. The bill establishes additional due diligence requirements for financial institutions managing a bank account or a correspondent account of a foreign person. Finally, Treasury must determine if the Xinjiang Uyghur Autonomous Region in China qualifies as a jurisdiction subject to the additional measures established by the bill. | 2022-12-29T17:18:48Z | https://www.congress.gov/bill/117th-congress/house-bill/8001 |
| 117-hr-7978 | 117 | hr | 7978 | Promoting and Advancing Communities of Color Through Inclusive Lending Act | Finance and Financial Sector | 2022-06-08 | 2022-06-08 | Referred to the House Committee on Financial Services. | House | Rep. Waters, Maxine [D-CA-43] | CA | D | W000187 | 0 | Promoting and Advancing Communities of Color Through Inclusive Lending Act This bill expands the support of, and access to, community development financial institutions, minority lending intuitions, and minority depository institutions. These institutions provide financial services to economically distressed or minority communities. The bill provides mandatory funding set-asides for assistance to minority lending institutions and establishes the Office of Minority Lending Institutions to administer these funds. The bill also establishes the Office of Diverse and Mission-Driven Community Financial Institutions to monitor and support institutions seeking certification. Further, the bill provides for technology grants, a pilot program for establishing new institutions, and various studies and reports. | 2023-03-08T19:58:39Z | https://www.congress.gov/bill/117th-congress/house-bill/7978 |
| 117-hr-7953 | 117 | hr | 7953 | Expanding Opportunity for MDIs Act | Finance and Financial Sector | 2022-06-07 | 2022-06-07 | Referred to the House Committee on Financial Services. | House | Rep. Beatty, Joyce [D-OH-3] | OH | D | B001281 | 0 | Expanding Opportunity for Minority Depository Institutions Act or the Expanding Opportunity for MDIs Act This bill establishes the Financial Agent Mentor-Protégé Program within the Department of the Treasury. The program provides participating minority deposit institutions and small financial institutions with mentorship regarding becoming a financial agent for Treasury and improving service capacity. | 2023-03-08T19:58:39Z | https://www.congress.gov/bill/117th-congress/house-bill/7953 |
| 117-hr-7919 | 117 | hr | 7919 | To amend the Fair Credit Reporting Act to permit certain credit repair organizations to dispute credit information directly with a furnisher, and for other purposes. | Finance and Financial Sector | 2022-05-31 | 2022-05-31 | Referred to the House Committee on Financial Services. | House | Rep. Lawson, Al, Jr. [D-FL-5] | FL | D | L000586 | 0 | This bill allows a credit repair organization to dispute consumer credit information provided to a credit reporting agency. Under current law, only consumers are allowed to dispute this information. | 2023-03-08T19:59:11Z | https://www.congress.gov/bill/117th-congress/house-bill/7919 |
| 117-hr-7923 | 117 | hr | 7923 | Investor Justice Act of 2022 | Finance and Financial Sector | 2022-05-31 | 2022-05-31 | Referred to the House Committee on Financial Services. | House | Rep. Quigley, Mike [D-IL-5] | IL | D | Q000023 | 1 | Investor Justice Act of 2022 This bill establishes grants for investor advocacy clinics. To qualify, clinics associated with a law school or a tax-exempt organization must provide free legal representation to investors with securities arbitration and mediation claims pending before a registered national securities association. | 2022-12-30T00:18:38Z | https://www.congress.gov/bill/117th-congress/house-bill/7923 |
| 117-hr-7865 | 117 | hr | 7865 | Flood Insurance for Farmers Act of 2022 | Finance and Financial Sector | 2022-05-24 | 2022-05-24 | Referred to the House Committee on Financial Services. | House | Rep. Garamendi, John [D-CA-3] | CA | D | G000559 | 3 | Flood Insurance for Farmers Act of 2022 This bill revises the National Flood Insurance Program to allow exemptions of certain agricultural structures from flood-proofing or elevation standards while receiving coverage under the program. The bill also provides for optional umbrella coverage for commercial, residential (including multifamily rental units), and agricultural property to be made available to all applicants with multiple structures on the same property. | 2022-12-30T00:04:01Z | https://www.congress.gov/bill/117th-congress/house-bill/7865 |
| 117-hr-7836 | 117 | hr | 7836 | Repeatedly Flooded Communities Planning Assistance Act of 2022 | Finance and Financial Sector | 2022-05-19 | 2022-05-19 | Referred to the House Committee on Financial Services. | House | Rep. Blumenauer, Earl [D-OR-3] | OR | D | B000574 | 1 | Repeatedly Flooded Communities Planning Assistance Act of 2022 This bill requires communities that participate in the National Flood Insurance Program to develop a plan for mitigating flood risks to repeatedly damaged areas. The Federal Emergency Management Agency may provide assistance to these communities in the form of information sharing, financial assistance, and technical assistance. | 2022-12-30T00:04:02Z | https://www.congress.gov/bill/117th-congress/house-bill/7836 |
| 117-hr-7842 | 117 | hr | 7842 | Protecting Families and the Solvency of the National Flood Insurance Program Act of 2022 | Finance and Financial Sector | 2022-05-19 | 2022-05-20 | Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management. | House | Rep. Casten, Sean [D-IL-6] | IL | D | C001117 | 1 | Protecting Families and the Solvency of the National Flood Insurance Program Act of 2022 This bill revises the National Flood Insurance Program and expands assistance for properties that have experienced repetitive flood-related losses. For example, the bill expedites the voluntary buyouts of such property. Additionally, the bill requires community plans for addressing repetitive loss properties and expands mitigation assistance for repairs to structures facing repetitive losses. The bill also addresses the equity of NFIP mitigation assistance by requiring equity considerations in eligibility determinations, waiving the matching requirement for underserved communities, and expanding predisaster hazard mitigation assistance to high-risk communities. | 2022-12-30T00:04:01Z | https://www.congress.gov/bill/117th-congress/house-bill/7842 |
| 117-hr-7824 | 117 | hr | 7824 | Taylor Force Martyr Payment Prevention Act of 2022 | Finance and Financial Sector | 2022-05-18 | 2022-05-18 | Referred to the House Committee on Financial Services. | House | Rep. Lamborn, Doug [R-CO-5] | CO | R | L000564 | 22 | Taylor Force Martyr Payment Prevention Act of 2022 This bill expands the institutional factors the Department of the Treasury must consider when making a finding that a foreign financial institution is of primary money laundering concern and is therefore subject to special measures, including the prohibition of opening or maintaining correspondent accounts in U.S financial institutions. Specifically, Treasury must consider (1) the extent to which an institution knowingly provides financial services to Hamas, or to an agent of Hamas; and (2) the extent to which an institution, transaction, or type of account is used to facilitate or promote payments for certain acts of terrorism against U.S. and Israeli citizens. | 2022-12-30T00:04:02Z | https://www.congress.gov/bill/117th-congress/house-bill/7824 |
| 117-hr-7732 | 117 | hr | 7732 | Strengthening the Office of the Investor Advocate Act | Finance and Financial Sector | 2022-05-12 | 2022-05-17 | Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 25 - 22. | House | Rep. Lynch, Stephen F. [D-MA-8] | MA | D | L000562 | 0 | Strengthening the Office of the Investor Advocate Act This bill revises provisions governing the Office of the Investor Advocate at the Securities and Exchange Commission (SEC). Specifically, the bill expands who may serve as the Investor Advocate, provides that the Investor Advocate may only be removed by the chair of the SEC and may not be removed for advocating policies contrary to the chair or any commissioner, allows the office to publish the results of investor research and testing without review from the SEC, and establishes a budget request process for the office separate from the SEC. | 2023-09-01T13:45:20Z | https://www.congress.gov/bill/117th-congress/house-bill/7732 |
| 117-hr-7733 | 117 | hr | 7733 | CDFI Bond Guarantee Program Improvement Act of 2022 | Finance and Financial Sector | 2022-05-12 | 2022-07-28 | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | House | Rep. Cleaver, Emanuel [D-MO-5] | MO | D | C001061 | 0 | CDFI Bond Guarantee Program Improvement Act of 2022 This bill reauthorizes for four years and otherwise revises the Community Development Financial Institutions (CDFI) Bond Guarantee Program. Specifically, the bill (1) reduces the CDFI Bond Guarantee Program minimum issuance amount from $100 million to $25 million, and (2) revises the amount to be held in a CDFI's relending account. (CDFIs are financial institutions serving low-income communities. Designation as a CDFI allows an institution to participate in programs such as the CDFI Bond Guarantee Program. The program provides financing to CDFIs through federal credit subsidies that allow CDFIs to issue bonds.) | 2023-12-05T10:26:21Z | https://www.congress.gov/bill/117th-congress/house-bill/7733 |
| 117-hr-7734 | 117 | hr | 7734 | Timely Delivery of Bank Secrecy Act Reports Act | Finance and Financial Sector | 2022-05-12 | 2022-07-27 | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | House | Rep. Waters, Maxine [D-CA-43] | CA | D | W000187 | 0 | Timely Delivery of Bank Secrecy Act Reports Act This bill requires the Department of the Treasury to provide Bank Secrecy Act (BSA) reports to a congressional committee or subcommittee not later than 30 days after a request. Under the BSA, financial institutions must keep records of certain transactions and report suspicious activity indicative of money laundering or other criminal activity. Additionally, when subpoenaed, a financial institution must provide such reports to a congressional committee or subcommittee. | 2023-03-08T20:11:55Z | https://www.congress.gov/bill/117th-congress/house-bill/7734 |
| 117-hr-7742 | 117 | hr | 7742 | Enhancing Financial Stability Research and Oversight Act | Finance and Financial Sector | 2022-05-12 | 2022-05-12 | Referred to the House Committee on Financial Services. | House | Rep. Foster, Bill [D-IL-11] | IL | D | F000454 | 0 | Enhancing Financial Stability Research and Oversight Act This bill gives the Director of the Office of Financial Research (OFR) within the Department of the Treasury sole discretion over the OFR's annual budget. It also establishes minimum funding and staffing levels for the OFR and for the Financial Stability Oversight Council. | 2022-12-30T00:04:05Z | https://www.congress.gov/bill/117th-congress/house-bill/7742 |
| 117-hr-7704 | 117 | hr | 7704 | Taiwan Conflict Deterrence Act of 2022 | Finance and Financial Sector | 2022-05-10 | 2022-05-17 | Sponsor introductory remarks on measure. (CR H5092) | House | Rep. Hill, J. French [R-AR-2] | AR | R | H001072 | 6 | Taiwan Conflict Deterrence Act of 2022 This bill requires additional reporting regarding the domestic and foreign financial activity of specified Chinese officials. Specifically, the bill requires the Department of the Treasury, upon a determination by the President that a threat to the interests of the United States exists resulting from actions by China, to (1) report to Congress on funds held by certain members of the Chinese Communist Party, including the total amount of funds, a description of the funds, and a list of related financial institutions; and (2) brief Congress on how these funds were acquired and any illicit or corrupt means employed to acquire or use the funds. The bill also allows Treasury to prohibit significant transactions between U.S. financial institutions and these individuals. | 2022-12-30T00:04:06Z | https://www.congress.gov/bill/117th-congress/house-bill/7704 |
| 117-hr-7643 | 117 | hr | 7643 | FAITH Act of 2022 | Finance and Financial Sector | 2022-05-03 | 2022-05-03 | Referred to the House Committee on Financial Services. | House | Rep. Crist, Charlie [D-FL-13] | FL | D | C001111 | 3 | Fueling Affordable Insurance for Today's Homeowners Act of 2022 or the FAITH Act of 2022 This bill establishes the Natural Disaster Risk Reinsurance Program within the Department of the Treasury. States may voluntarily participate in the program. The program provides payments to states for damages from a natural disaster not covered by the National Flood Insurance Program for amounts in excess of trigger amounts. These trigger amounts are calculated by the National Academy of Sciences. States must present a plan that ensures the coverage of losses by insurers not exceeding the trigger amount. States must also pledge to repay the full amount provided by the program within 10 years. | 2022-12-29T23:48:33Z | https://www.congress.gov/bill/117th-congress/house-bill/7643 |
| 117-hr-7661 | 117 | hr | 7661 | Trigger Leads Abatement Act of 2022 | Finance and Financial Sector | 2022-05-03 | 2022-05-03 | Referred to the House Committee on Financial Services. | House | Rep. Torres, Ritchie [D-NY-15] | NY | D | T000486 | 0 | Trigger Leads Abatement Act of 2022 This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan. | 2023-04-28T14:30:19Z | https://www.congress.gov/bill/117th-congress/house-bill/7661 |
| 117-hr-7614 | 117 | hr | 7614 | Digital Commodity Exchange Act of 2022 | Finance and Financial Sector | 2022-04-28 | 2022-05-05 | Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit. | House | Rep. Thompson, Glenn [R-PA-15] | PA | R | T000467 | 6 | Digital Commodity Exchange Act of 2022 This bill allows for the regulation and registration of digital commodity exchanges subject to oversight by the Commodity Futures Trading Commission. The bill establishes the conditions for the sale of digital commodities, the registration of exchanges, and sets forth other requirements. | 2022-12-29T23:18:21Z | https://www.congress.gov/bill/117th-congress/house-bill/7614 |
| 117-hr-7623 | 117 | hr | 7623 | Financial Crimes Enforcement Network Improvements Act | Finance and Financial Sector | 2022-04-28 | 2022-04-28 | Referred to the House Committee on Financial Services. | House | Rep. Davidson, Warren [R-OH-8] | OH | R | D000626 | 0 | Financial Crimes Enforcement Network Improvements Act This bill makes several organizational changes to the Financial Crimes Enforcement Network (FinCEN). First, the director of FinCEN must be appointed by the President with the advice and consent of the Senate. (Currently, the director is appointed by the Secretary of the Treasury.) The bill also establishes an Office of Audit and Investigations within FinCEN. The office must prioritize audits and investigations that protect the civil liberties and privacy of citizens. The bill also provides for a Civil Liberties Protection Officer to oversee compliance with all guidelines relating to civil liberties and privacy. Further, the bill imposes additional requirements on the rulemaking process for FinCEN, including by limiting the delegation authorities of the Secretary of the Treasury to make findings and exercise authority to certify, delay, or waive certain rulemaking activities. FinCEN is also required to conduct additional outreach to small businesses prior to a rulemaking. Finally, FinCEN must disclose certain controlling documents regarding the implementation of specified laws and must report to Congress any unlawful FinCEN activity and corrective action taken. | 2022-12-29T23:18:21Z | https://www.congress.gov/bill/117th-congress/house-bill/7623 |
| 117-hr-7594 | 117 | hr | 7594 | Too Narrow to Succeed Act | Finance and Financial Sector | 2022-04-27 | 2022-04-28 | Referred to the Subcommittee on Water Resources and Environment. | House | Rep. Beatty, Joyce [D-OH-3] | OH | D | B001281 | 1 | Too Narrow to Succeed Act This bill requires federal institutional investors to report on their use of diverse-owned asset management firms. Additionally, the Department of Labor must conduct a survey of public- and private-sector pension plans regarding best practices for increasing the utilization and capacity of diverse-owned asset management firms. | 2022-12-29T23:18:22Z | https://www.congress.gov/bill/117th-congress/house-bill/7594 |
| 117-hr-7526 | 117 | hr | 7526 | Servicemembersâ Credit Monitoring Enhancement Act | Finance and Financial Sector | 2022-04-14 | 2022-04-14 | Referred to the House Committee on Financial Services. | House | Rep. Stefanik, Elise M. [R-NY-21] | NY | R | S001196 | 6 | Servicemembers' Credit Monitoring Enhancement Act This bill applies to uniformed service members free electronic credit monitoring that is currently available to active duty service members. | 2022-12-29T23:03:22Z | https://www.congress.gov/bill/117th-congress/house-bill/7526 |
| 117-hr-7493 | 117 | hr | 7493 | Protecting Gun Owners in Bankruptcy Act of 2022 | Finance and Financial Sector | 2022-04-11 | 2022-11-01 | Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. | House | Rep. Jacobs, Chris [R-NY-27] | NY | R | J000020 | 17 | Protecting Gun Owners in Bankruptcy Act of 2022 This bill modifies federal bankruptcy law to allow an individual debtor to exempt from their bankruptcy estate one or more firearms up to a total maximum value of $3,000. The bill also specifies that such firearms are household goods that are not subject to liens in bankruptcy. | 2022-12-29T23:03:23Z | https://www.congress.gov/bill/117th-congress/house-bill/7493 |
| 117-hr-7494 | 117 | hr | 7494 | Bankruptcy Threshold Adjustment and Technical Corrections Act | Finance and Financial Sector | 2022-04-11 | 2022-11-01 | Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. | House | Rep. Neguse, Joe [D-CO-2] | CO | D | N000191 | 1 | Bankruptcy Threshold Adjustment and Technical Corrections Act This bill modifies provisions related to small business reorganization bankruptcies and wage earner's bankruptcies. Specifically, the bill extends for two years the increase of the amount of debt allowed to be carried by debtors to qualify for small business reorganization bankruptcy and provides that this debt limit is subject to adjustment for inflation. Additionally, it provides that a small business debtor includes a debtor that is an affiliate of certain publicly traded companies. Further, it authorizes the bankruptcy trustee to operate the business of the debtor if the debtor ceases to be a debtor in possession. The bill also increases for two years the debt limit for individuals filing for bankruptcy under Chapter 13 (i.e., the wage earner's plan) and allows both secured and unsecured debt to count towards this single limit. (Currently, separate limits apply to secured and unsecured debt.) | 2022-12-29T23:03:23Z | https://www.congress.gov/bill/117th-congress/house-bill/7494 |
| 117-hr-7469 | 117 | hr | 7469 | James Weldon Johnson Commemorative Coin Act | Finance and Financial Sector | 2022-04-07 | 2022-04-07 | Referred to the House Committee on Financial Services. | House | Rep. Lawson, Al, Jr. [D-FL-5] | FL | D | L000586 | 2 | James Weldon Johnson Commemorative Coin Act This bill directs the Department of the Treasury to mint and issue 50,000 $5 gold coins, 400,000 $1 silver coins, and 750,000 half-dollar clad coins emblematic of James Weldon Johnson, an influential writer, diplomat, educator, lawyer, and civil rights activist. All surcharges received by Treasury from the sale of such coins must be paid to the Marshall-Motley Scholars Program, the Stanton College Preparatory School, the National Association for the Advancement of Colored People, and the James Weldon Johnson Foundation. | 2022-12-29T23:03:24Z | https://www.congress.gov/bill/117th-congress/house-bill/7469 |
| 117-hr-7412 | 117 | hr | 7412 | Transparency in CFPB Cost-Benefit Analysis Act | Finance and Financial Sector | 2022-04-06 | 2022-04-06 | Referred to the House Committee on Financial Services. | House | Rep. Mooney, Alexander X. [R-WV-2] | WV | R | M001195 | 15 | Transparency in CFPB Cost-Benefit Analysis Act This bill sets forth information required to be included in a rulemaking made by the Consumer Financial Protection Bureau (CFPB). Specifically, the CFPB must publish a justification of the proposed rulemaking; a quantitative and qualitative assessment of all anticipated direct and indirect costs and benefits; alternatives to the proposed rulemaking; impacts on small businesses; and any assumptions, data, or studies used in preparing this information. | 2022-12-29T23:03:26Z | https://www.congress.gov/bill/117th-congress/house-bill/7412 |
| 117-hr-7429 | 117 | hr | 7429 | Russian Digital Asset Sanctions Compliance Act of 2022 | Finance and Financial Sector | 2022-04-06 | 2022-04-06 | Referred to the Committee on Financial Services, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. | House | Rep. Sherman, Brad [D-CA-30] | CA | D | S000344 | 15 | Russian Digital Asset Sanctions Compliance Act of 2022 This bill allows additional sanctions against Russia and creates specified reporting requirements regarding digital assets. Specifically, the President must periodically identify foreign persons who facilitate evasion of Russian sanctions using digital assets. The bill authorizes sanctions against such persons. The bill requires a U.S. taxpayer engaged in offshore digital asset transactions greater than $10,000 to file an annual Report of Foreign Bank and Financial Accounts with the Financial Crimes Enforcement Network. The bill allows the Department of the Treasury to prohibit U.S. digital asset trading platforms and transaction facilitators from transacting with Russian digital asset addresses. Additionally, Treasury must report on its progress in implementing the bill and must annually identify foreign digital asset trading platforms that are a high risk for sanctions evasion, money laundering, and other illicit activities. | 2022-12-29T23:03:26Z | https://www.congress.gov/bill/117th-congress/house-bill/7429 |
| 117-hr-7408 | 117 | hr | 7408 | SEC Economic Analysis Modernization Act | Finance and Financial Sector | 2022-04-05 | 2022-04-05 | Referred to the House Committee on Financial Services. | House | Rep. Steil, Bryan [R-WI-1] | WI | R | S001213 | 1 | SEC Economic Analysis Modernization Act This bill requires the Securities and Exchange Commission to periodically update its guidance on the use of economic analysis in rulemakings and to make such updates publicly available. | 2022-12-29T23:03:26Z | https://www.congress.gov/bill/117th-congress/house-bill/7408 |
| 117-hr-7355 | 117 | hr | 7355 | Stopping Excessive Climate Reporting Act | Finance and Financial Sector | 2022-04-01 | 2022-04-01 | Referred to the House Committee on Financial Services. | House | Rep. Van Duyne, Beth [R-TX-24] | TX | R | V000134 | 13 | Stopping Excessive Climate Reporting Act This bill provides that issuers of securities are not required to disclose their greenhouse gas emissions. | 2022-12-29T23:03:28Z | https://www.congress.gov/bill/117th-congress/house-bill/7355 |
| 117-hr-7364 | 117 | hr | 7364 | Stop Flood Insurance Rate Hikes Act | Finance and Financial Sector | 2022-04-01 | 2022-04-01 | Referred to the House Committee on Financial Services. | House | Rep. Graves, Garret [R-LA-6] | LA | R | G000577 | 5 | Stop Flood Insurance Rate Hikes Act This bill allows National Flood Insurance Program policyholders to elect to pay premiums at the rate in effect prior to the implementation of Risk Rating 2.0 and to receive refunds for previously paid premiums. Risk Rating 2.0 bases premium rates on an individual property's specific flood risk instead of the flood risk of a general location and property type. Policyholders may elect to pay the previous rate until the Federal Emergency Management Agency performs several actions regarding Risk Rating 2.0, including publishing all data and methods used to calculate premium rates under Risk Rating 2.0, creating an online database where policyholders can see premium rates for their property using specified calculations, and publishing an assessment of the economic, social, and environmental impacts of Risk Rating 2.0. | 2022-12-29T23:03:27Z | https://www.congress.gov/bill/117th-congress/house-bill/7364 |
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CREATE TABLE legislation (
bill_id TEXT PRIMARY KEY,
congress INTEGER,
bill_type TEXT,
bill_number INTEGER,
title TEXT,
policy_area TEXT,
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latest_action_date TEXT,
latest_action_text TEXT,
origin_chamber TEXT,
sponsor_name TEXT,
sponsor_state TEXT,
sponsor_party TEXT,
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summary_text TEXT,
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CREATE INDEX idx_leg_congress ON legislation(congress);
CREATE INDEX idx_leg_type ON legislation(bill_type);
CREATE INDEX idx_leg_policy ON legislation(policy_area);
CREATE INDEX idx_leg_date ON legislation(introduced_date);
CREATE INDEX idx_leg_sponsor ON legislation(sponsor_name);
CREATE INDEX idx_leg_sponsor_bioguide ON legislation(sponsor_bioguide_id);