legislation: 117-hr-8485

Congressional bills and resolutions from Congress.gov, filtered to policy areas relevant to environmental, health, agriculture, and wildlife regulation.

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
117-hr-8485 117 hr 8485 Expanding Access to Credit through Consumer-Permissioned Data Act Finance and Financial Sector 2022-07-22 2022-07-27 Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 23. House Rep. Williams, Nikema [D-GA-5] GA D W000788 9 Expanding Access to Credit through Consumer-Permissioned Data Act This bill requires the consideration of additional credit information by a mortgage lender when evaluating a consumer's creditworthiness if a consumer requests that this information be considered. This additional information includes current payment and transaction information such as bank statements and rental payment history. Mortgage lenders must provide notice to mortgage applicants of their rights under this bill. Additionally, federal agencies that insure, guarantee, supplement, assist, or underwrite federally backed mortgage loans must also comply with these requirements. 2023-09-01T14:15:19Z https://www.congress.gov/bill/117th-congress/house-bill/8485

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