legislation: 107-s-2947

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
107-s-2947 107 s 2947 Consumer Rental Purchase Agreement Act of 2002 Finance and Financial Sector 2002-09-17 2002-09-17 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Senate Sen. Landrieu, Mary L. [D-LA] LA D L000550 8 Consumer Rental Purchase Agreement Act of 2002 - Amends the Consumer Credit Protection Act to prescribe guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) proscriptions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations.Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Provides for Federal and State enforcement of this Act. 2025-08-19T17:29:02Z https://www.congress.gov/bill/107th-congress/senate-bill/2947

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