{"database": "openregs", "table": "legislation", "rows": [["107-s-2947", 107, "s", 2947, "Consumer Rental Purchase Agreement Act of 2002", "Finance and Financial Sector", "2002-09-17", "2002-09-17", "Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.", "Senate", "Sen. Landrieu, Mary L. [D-LA]", "LA", "D", "L000550", 8, "Consumer Rental Purchase Agreement Act of 2002 - Amends the Consumer Credit Protection Act to prescribe guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) proscriptions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations.Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Provides for Federal and State enforcement of this Act.", "2025-08-19T17:29:02Z", "https://www.congress.gov/bill/107th-congress/senate-bill/2947"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["107-s-2947"], "units": {}, "query_ms": 0.19544502720236778, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}