legislation
Data license: Public Domain (U.S. Government data) · Data source: Federal Register API & Regulations.gov API
34 rows where bill_type = "s", congress = 113 and policy_area = "Housing and Community Development" sorted by introduced_date descending
This data as json, CSV (advanced)
| bill_id | congress | bill_type | bill_number | title | policy_area | introduced_date ▲ | latest_action_date | latest_action_text | origin_chamber | sponsor_name | sponsor_state | sponsor_party | sponsor_bioguide_id | cosponsor_count | summary_text | update_date | url |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 113-s-2960 | 113 | s | 2960 | A bill to provide for rental assistance for homeless or at-risk Indian veterans. | Housing and Community Development | 2014-11-20 | 2014-11-20 | Read twice and referred to the Committee on Indian Affairs. | Senate | Sen. Tester, Jon [D-MT] | MT | D | T000464 | 4 | Amends the United States Housing Act of 1937 to authorize the Secretary of Housing and Urban Development (HUD) to carry out a rental assistance and supportive housing program, in conjunction with the Secretary of Veterans Affairs (VA), for the benefit of Indian veterans who are homeless or at-risk of homelessness and who are residing on or near Indian areas. Requires rental assistance under such program to be: (1) made available to recipients eligible for housing assistance block grants under the Native American Housing Assistance and Self-Determination Act of 1996; and (2) awarded based on need, administrative capacity, and any other funding criteria established by the HUD Secretary in a notice published in the Federal Register after consulting with the VA Secretary. | 2023-01-11T13:25:18Z | https://www.congress.gov/bill/113th-congress/senate-bill/2960 |
| 113-s-2854 | 113 | s | 2854 | Preserving American Homeownership Act of 2014 | Housing and Community Development | 2014-09-18 | 2014-09-18 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Menendez, Robert [D-NJ] | NJ | D | M000639 | 3 | Preserving American Homeownership Act of 2014 - Requires the Director of the Federal Housing Finance Agency and the Federal Housing Commissioner each to establish a pilot program to encourage the use of shared equity mortgage modifications designed to return greater net present value to investors than other loss-mitigation activities, including foreclosure. Requires a shared equity mortgage modification to: reduce by specified action the loan-to-value ratio of a covered mortgage to 100% or less within 3 years; reduce the interest rate if such a reduction of principal would not result in an affordable reduced monthly payment; reduce to a specified amount any periodic payment the homeowner is required to make; require the homeowner to pay the investor, upon refinancing or selling the real property securing a covered mortgage, up to 50% of the amount of the equity value of the real property, subject to certain conditions; be designed to deliver maximal net present value to the investor; and be based on specified factors. | 2023-01-11T13:25:26Z | https://www.congress.gov/bill/113th-congress/senate-bill/2854 |
| 113-s-2889 | 113 | s | 2889 | Universal Home Design Act of 2014 | Housing and Community Development | 2014-09-18 | 2014-09-18 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S5793-5794) | Senate | Sen. Harkin, Tom [D-IA] | IA | D | H000206 | 0 | Universal Home Design Act of 2014 - Requires the Architectural and Transportation Barriers Compliance Board (Access Board) to develop guidelines setting forth the minimum technical criteria and scoping requirements for certain federally assisted single family houses, townhouses, and other specified kinds of dwelling to comply with universal home design. Requires universal home design to include architectural and other landscaping features that allow basic access to and within a residential dwelling by an individual with a disability who cannot climb stairs, including an individual who uses a mobility device such as a wheelchair. Requires each applicant for such federal financial assistance to submit compliance assurances to the relevant federal agency. Permits: (1) private civil actions in a U.S. district court for violations of this Act, and (2) the Attorney General to commence civil actions or intervene in civil actions under it. Directs the Secretary of Housing and Urban Development (HUD) to establish an Office of Accessible Housing and Development to: (1) disseminate information to the public about the importance of universal home design, including through a website; (2) survey and report to the Secretary on the availability of affordable and accessible housing; and (3) promote universal home design. | 2023-01-11T13:25:25Z | https://www.congress.gov/bill/113th-congress/senate-bill/2889 |
| 113-s-2893 | 113 | s | 2893 | Workforce Residential Housing Act of 2014 | Housing and Community Development | 2014-09-18 | 2014-09-18 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Moran, Jerry [R-KS] | KS | R | M000934 | 1 | Workforce Residential Housing Act of 2014 - Amends the National Housing Act to except from the prohibition against the use of houses built with federally insured mortgages for transient or hotel housing certain mulifamily housing that is a short-term residential property, provided that the Secretary of Housing and Urban Development (HUD) has determined that the provision of such insurance is appropriate. Defines "short-term residential property" as multifamily housing that: has more than 50 dwelling units, each of which contains a kitchen and bathroom facilities; provides mailboxes for each unit; rents the units for a minimum stay of seven days; and does not provide food or beverage services, daily maid services, furnishing and laundering of linen without charge, or bellhop services. Directs the Secretary to: (1) evaluate the risk of providing mortgage insurance for short-term residential properties, and (2) report to Congress on whether any additional risk to the General Insurance Fund resulting from the provision of mortgage insurance for such properties is appropriate. | 2023-01-11T13:25:25Z | https://www.congress.gov/bill/113th-congress/senate-bill/2893 |
| 113-s-2900 | 113 | s | 2900 | Livable Communities Act of 2014 | Housing and Community Development | 2014-09-18 | 2014-09-18 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Menendez, Robert [D-NJ] | NJ | D | M000639 | 11 | Livable Communities Act of 2014 - Establishes in the Department of Housing and Urban Development (HUD) an Office of Sustainable Housing and Communities (OSHC) to review and coordinate federal policies that: encourage locally directed comprehensive and integrated planning and development at the state, regional, and local levels, and coordinated public investments through development of comprehensive regional plans; and provide long-term affordable, accessible, energy-efficient, healthy and location-efficient housing choices for all people, particularly low-income families. Requires the OSHC Director to establish a program to make comprehensive planning grants and community challenge grants to units of general local government or Indian tribes to carry out projects meeting specified criteria. Authorizes the Secretary of HUD to make or guarantee (up to 75% of) loans to eligible governmental, corporate, or partnership borrowers for infrastructure development projects used to support transit-oriented development. Requires the Director of the Office of Lead Hazard Control and Healthy Homes to lead the federal initiative to support healthy housing and eradicate housing-related health hazards. Requires the Secretary to study how sustainable building features in housing, such as energy efficiency, affect: (1) the quality of the indoor environment, (2) the prevalence of housing-related health hazards, and (3) the health of the occupants. | 2023-01-11T13:25:24Z | https://www.congress.gov/bill/113th-congress/senate-bill/2900 |
| 113-s-2653 | 113 | s | 2653 | Homeless Children and Youth Act of 2014 | Housing and Community Development | 2014-07-24 | 2014-07-24 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S4905-4906) | Senate | Sen. Feinstein, Dianne [D-CA] | CA | D | F000062 | 3 | Homeless Children and Youth Act of 2014 - Amends the McKinney-Vento Homeless Assistance Act to redefine "homeless," "homeless individual," or "homeless person." Modifies requirements relating to an individual or family who will imminently lose their housing, including housing they own, rent, or live in without paying rent. Revises criteria for unaccompanied youth and homeless families with children and youth defined as homeless under other federal statutes to require that they: are certified as homeless by the director or designee of a program funded under any other federal statute; or have been certified by a director of a program funded under this Act or a director of a public housing agency (PHA) as lacking a fixed, regular, and adequate nighttime residence, which shall include: (1) temporarily sharing the housing of another person due to loss of housing, economic hardship, or other similar reason; or (2) living in a room in a motel or hotel. Requires the information provided to the Secretary of Housing and Urban Development (HUD) from a collaborative applicant about project sponsors in a community-wide homeless management information system (HMIS) to be made publicly available on HUD's website in aggregate, non-personally identifying reports, and updated at least annually. Prohibits the Secretary, in awarding grants for continuum of care programs, from considering or prioritizing the specific homeless populations intended to be served by the applicant if the applicant demonstrates that the project: (1) would meet the priorities identified in the applicant's plan, and (2) is cost-effective in meeting the overall goals and objectives identified in that plan. Repeals certain requirements regarding collaborative applicants. Modifies requirements for selection criteria for the award of grants through a national competition between geographic areas. Requires annual reports to Congress on housing assistance for the homeless to include data: (1) required to be made publicly available in the HMIS report, and (2… | 2023-01-11T13:25:46Z | https://www.congress.gov/bill/113th-congress/senate-bill/2653 |
| 113-s-2101 | 113 | s | 2101 | A bill to amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums. | Housing and Community Development | 2014-03-10 | 2014-03-10 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Schumer, Charles E. [D-NY] | NY | D | S000148 | 2 | Amends the Interstate Land Sales Full Disclosure Act to exempt from certain registration and disclosure requirements the sale or lease of a condominium unit not already exempt from coverage under such Act. | 2023-01-11T13:26:46Z | https://www.congress.gov/bill/113th-congress/senate-bill/2101 |
| 113-s-1828 | 113 | s | 1828 | Preserving Access to Manufactured Housing Act of 2013 | Housing and Community Development | 2013-12-16 | 2013-12-16 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Donnelly, Joe [D-IN] | IN | D | D000607 | 16 | Preserving Access to Manufactured Housing Act of 2013 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to revise the exclusion from the meaning of "mortgage originator" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs). Excludes from the meaning of "mortgage originator," instead, any retailer of manufactured or modular homes or its employees unless the retailer or its employees receive compensation or gain for engaging in certain activities in excess of any compensation or gain received in a comparable cash transaction. Amends the Truth in Lending Act to revise the definition of "high cost mortgage." | 2023-01-11T13:23:33Z | https://www.congress.gov/bill/113th-congress/senate-bill/1828 |
| 113-s-1761 | 113 | s | 1761 | Permanently Protecting Tenants at Foreclosure Act of 2013 | Housing and Community Development | 2013-11-21 | 2013-11-21 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Blumenthal, Richard [D-CT] | CT | D | B001277 | 7 | Permanently Protecting Tenants at Foreclosure Act of 2013 - Amends the Protecting Tenants at Foreclosure Act of 2009 to repeal its sunset date December 31, 2012 (thus making the Act permanent). Establishes a private right of action to enforce compliance with such Act. | 2023-01-11T13:23:42Z | https://www.congress.gov/bill/113th-congress/senate-bill/1761 |
| 113-s-1707 | 113 | s | 1707 | Vulnerable Veterans Housing Reform Act | Housing and Community Development | 2013-11-14 | 2013-11-14 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Heller, Dean [R-NV] | NV | R | H001041 | 2 | Vulnerable Veterans Housing Reform Act - Amends the United States Housing Act of 1937 to exclude as family income for Department of Housing and Urban Development (HUD) housing assistance purposes any Department of Veterans Affairs (VA) payments made to veterans in need of regular aid and attendance for expenses related to such aid and attendance. Prohibits, in determining the monthly rental assistance payment for low-income families, the amount for tenant-paid utilities from exceeding the appropriate utility allowance for that family unit size as determined by the public housing agency (PHA), regardless of the size of the unit leased by the family. Requires the PHA, upon request by a family that includes a person with disabilities, an elderly family, or a family that includes a person less than 18 years old, to approve a higher utility allowance, except that in the case of a family with a disabled person the PHA shall approve the higher amount only when needed as a reasonable accommodation to make the unit accessible to and usable by that person. Directs the HUD Secretary to regularly publish data regarding local utility consumption and costs in order to establish appropriate allowances for tenant-paid utilities for assisted families. | 2023-01-11T13:23:43Z | https://www.congress.gov/bill/113th-congress/senate-bill/1707 |
| 113-s-1646 | 113 | s | 1646 | A bill to amend subtitle IV of title 40, United States Code, regarding county additions to the Appalachian region. | Housing and Community Development | 2013-11-05 | 2013-11-05 | Read twice and referred to the Committee on Environment and Public Works. | Senate | Sen. Alexander, Lamar [R-TN] | TN | R | A000360 | 1 | Adds the Tennessee counties of Hickman, Perry, and Wayne to the definition of "Appalachian region" for purposes of Appalachian regional development efforts. | 2023-01-11T13:23:45Z | https://www.congress.gov/bill/113th-congress/senate-bill/1646 |
| 113-s-1577 | 113 | s | 1577 | Mortgage Choice Act of 2013 | Housing and Community Development | 2013-10-28 | 2014-09-16 | Committee on Banking, Housing, and Urban Affairs. Hearings held. | Senate | Sen. Manchin, Joe, III [D-WV] | WV | D | M001183 | 8 | Mortgage Choice Act of 2013 - Amends the Truth in Lending Act with respect to requirements for disclosure to a consumer of points and fees information about a consumer credit transaction, secured by the consumer's principal dwelling, but which is not a residential mortgage transaction, a reverse mortgage transaction, or a transaction under an open end credit plan, when the total points and fees the consumer must pay at or before closing will exceed 8% percent of the total loan amount or $400, whichever is greater. (Such consumer credit transactions might include an equity credit line to which consumer purchases or leases may be charged.) Excludes from the computation of such points and fees any escrow for future payment of insurance. Modifies the criteria for exclusion from the computation of points and fees of certain reasonable charges elsewhere exempted from the computation of the finance charge in extensions of credit secured by an interest in real property. Excludes from points and fees any such reasonable charges even though a creditor receives compensation, but only in so far as the creditor or its affiliate retains the compensation as a result of their participation in an affiliated business arrangement. (An "affiliated business arrangement" is one in which: (1) a person who is in a position to refer business incident to or a part of a real estate settlement service involving a federally related mortgage loan, or an associate of such person, has either an affiliate relationship with or a direct or beneficial ownership interest of more than 1% in a provider of settlement services; and (2) either of such persons directly or indirectly refers such business to that provider or affirmatively influences the provider's selection.) Revises the additional requirement that such a reasonable charge be paid to a third party unaffiliated with the creditor. Requires the charge to be: (1) a bona fide third party charge not retained by the mortgage originator, creditor, or an affiliate; or (2) a fee or premium for title… | 2023-01-11T13:23:53Z | https://www.congress.gov/bill/113th-congress/senate-bill/1577 |
| 113-s-1373 | 113 | s | 1373 | Rebuilding American Homeownership Act of 2013 | Housing and Community Development | 2013-07-25 | 2013-07-25 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Merkley, Jeff [D-OR] | OR | D | M001176 | 0 | Rebuilding American Homeownership Act of 2013 - Requires the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (Government sponsored enterprises or GSEs) to establish a program to provide for the refinancing of eligible mortgages. Authorizes a GSE to purchase, guarantee, service, sell, lend on the security of, refinance, or otherwise deal in eligible mortgages in carrying out such program. Defines eligible mortgage as an existing first mortgage: (1) made for purchase of, or refinancing of another first mortgage, on a 1- to 4-family owner-occupied dwelling; (2) with a current loan-to-value ratio between 80% and 140%; (3) originated on or before May 31, 2009; and (4) not owned or guaranteed by a GSE. Requires the mortgagor to be a current borrower. Excludes from eligibility any mortgage insured or guaranteed by any program of the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), the Government National Mortgage Association (Ginnie Mae), the Department of Agriculture (USDA), or the Department of Veterans Affairs (VA). Requires that an eligible mortgage with existing credit coverage, in order to participate in the refinancing program, must continue to maintain or otherwise transfer such coverage to the new mortgage. Sets the maximum term of the new mortgage at 30 years, and the maximum original principal obligation at the legal limit for conventional mortgages a GSE may purchase or guarantee. Requires each GSE to charge a fee for any guarantee of the new mortgage. | 2023-01-11T13:24:22Z | https://www.congress.gov/bill/113th-congress/senate-bill/1373 |
| 113-s-1375 | 113 | s | 1375 | Rebuilding Equity Act of 2013 | Housing and Community Development | 2013-07-25 | 2013-07-25 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Merkley, Jeff [D-OR] | OR | D | M001176 | 0 | Rebuilding Equity Act of 2013 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs) to each establish a voluntary program for eligible borrowers under which the GSE shall pay $1,000 toward the closing costs associated with applying for and receiving the refinancing when the borrower agrees to refinance into a fully amoritizing loan with a term not longer than 20 years. Prohibits the amount of the closing costs that each GSE pays under the program during the 12 months following enactment of this Act from varying based on the term of the mortgage that the borrower agrees to refinance into. Requires the Director of the Federal Housing Finance Agency, for each of the next two 12-month periods, to: (1) adjust the amount of the portion of the closing costs that each GSE will pay in accordance with specified requirements. Makes eligible for the program borrowers: (1) who qualify for the Home Affordable Refinance Program carried out by the GSEs, (2) whose subject property has a loan-to-value ratio of at least 105%, and (3) who refinances from a loan with an original 30-year term to a loan with a term of 20 years or less. | 2023-01-11T13:24:22Z | https://www.congress.gov/bill/113th-congress/senate-bill/1375 |
| 113-s-1376 | 113 | s | 1376 | FHA Solvency Act of 2013 | Housing and Community Development | 2013-07-25 | 2013-12-19 | Placed on Senate Legislative Calendar under General Orders. Calendar No. 275. | Senate | Sen. Johnson, Tim [D-SD] | SD | D | J000177 | 1 | FHA Solvency Act of 2013 - (Sec. 2) Amends the National Housing Act with respect to mortgage insurance. Requires the Secretary of Housing and Urban Development (Secretary) (HUD) (who currently is merely authorized) to establish and collect annual premium payments in an amount between 0.55% and 2.0% (currently, not exceeding 1.5%) of the remaining insured principal balance. Directs the Secretary to review annually the amount of the annual and up-front premiums collected and the expected losses to the Mutual Mortgage Insurance (MMI) Fund. (Sec. 3) Prohibits the Secretary from insuring, or entering into a commitment to insure, a mortgage executed by a mortgagor who is the mortgagor under any two mortgages on one- to four-family residential properties that have previously been foreclosed upon. Sec. 4) Authorizes the Secretary to require a mortgagee to indemnify HUD for the loss if a mortgage executed by an approved or insured mortgagee contains such a material defect that the mortgage should not have been approved or endorsed for insurance, and a loan becomes delinquent within 36 months of such approval or endorsement leading to a default, or the Secretary pays a claim within 36 months after such approval or endorsement, regardless of whether the violation caused the mortgage default. Requires the Secretary to deposit any indemnified amounts collected in the MMI Fund . Directs the Secretary, if fraud or misrepresentation was involved in connection with the origination, to require the mortgagee approved under the direct endorsement program or the mortgagee delegated authority to indemnify the Secretary for the loss regardless of when an insurance claim is paid. Excepts a mortgagee from mandatory indemnification, however, if: (1) the fraud or misrepresentation was committed not by the mortgagee but by a third party; and (2) the mortgagee had implemented adequate quality control and review procedures to deter, detect, and identify such fraud or misrepresentation. Requires the Secretary to issue regulations establishing:… | 2023-01-11T13:23:29Z | https://www.congress.gov/bill/113th-congress/senate-bill/1376 |
| 113-s-1217 | 113 | s | 1217 | Housing Finance Reform and Taxpayer Protection Act of 2014 | Housing and Community Development | 2013-06-25 | 2014-12-09 | Committee on Banking, Housing, and Urban Affairs. Hearings held. | Senate | Sen. Corker, Bob [R-TN] | TN | R | C001071 | 11 | Housing Finance Reform and Taxpayer Protection Act of 2014 - Title I: Elimination of Fannie Mae and Freddie Mac - (Sec. 101) Directs the Federal Mortgage Insurance Corporation (FMIC ) established under title II of this Act to take all steps necessary to dissolve and eliminate the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). Revokes the charters for Fannie Mae and Freddie Mac (government sponsored enterprises [GSEs]). Title II: Federal Mortgage Insurance Corporation - (Sec. 201) Establishes the FMIC as an independent agency and instrumentality of the federal government to: facilitate a liquid, transparent, and resilient single-family and multifamily mortgage credit market by supporting a robust secondary mortgage market; provide insurance on any mortgage-backed security that satisfies requirements to become a covered security; monitor and supervise approved entities; supervise regulated entities; ensure continued, widespread availability of an affordable, long-term, fixed rate, prepayable mortgage, such as a 30-year fixed rate mortgage; and preserve and maintain a liquid forward execution market for eligible single-family mortgage loans and single-family covered securities, such as the To-Be-Announced market. Gives the FMIC general regulatory authority over each regulated entity (Fannie Mae and affiliates, Freddie Mac and affiliates, any Federal Home Loan Bank, and the Securitization Platform established under title III subtitle C part I) and the Office of Finance in the Federal Home Loan Bank System. Prohibits the FMIC from engaging in mortgage loan origination. (Sec. 202) Vests the management of the FMIC in a Board of Directors consisting of five members be appointed by the President by and with the advice and consent of the Senate. (Sec. 203) Directs the FMIC to establish an Advisory Committee to advise the Office of Consumer and Market Access and the Board of Directors on developments in the primary and secondary mortgage markets that have… | 2023-01-11T13:24:39Z | https://www.congress.gov/bill/113th-congress/senate-bill/1217 |
| 113-s-1177 | 113 | s | 1177 | Moving to Work Charter Program Act of 2013 | Housing and Community Development | 2013-06-18 | 2013-06-18 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Vitter, David [R-LA] | LA | R | V000127 | 0 | Moving to Work Charter Program Act of 2013 - Directs the Secretary of Housing and Urban Development (HUD) to enter into charter contracts, beginning in FY2014, with up to 250 public housing agencies administering the public housing program or the section 8 housing assistance program under the United States Housing Act of 1937. States that such charter contracts shall: (1) supersede and have a term commensurate with any annual contributions contract between a public housing agency (PHA) and the Secretary; and (2) provide that a participating PHA shall receive capital and operating assistance allocated to it under specified laws. Exempts charter contracts from the requirements of the United States Housing Act of 1937, except those for payment of wages prevailing in the community and the demolition and disposition of public housing. Requires a charter contract to provide that a PHA: (1) may combine section 8 low-income assistance and Public Housing Capital and Operating Fund assistance and use it for housing assistance and related services for activities under this Act; (2) shall ensure that at least 75% of the families assisted are very low-income families; (3) shall establish a reasonable rent policy designed to encourage employment, self-sufficiency, and home ownership by participating families; and (4) meet specified additional requirements. Directs the Secretary to appoint a federal advisory committee to assess and develop a demonstration program to test standards, criteria, and practices for a national public housing agency accreditation system or other evaluation system. | 2023-01-11T13:24:40Z | https://www.congress.gov/bill/113th-congress/senate-bill/1177 |
| 113-s-1122 | 113 | s | 1122 | Neighborhood Safety Act of 2013 | Housing and Community Development | 2013-06-10 | 2013-06-10 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Portman, Rob [R-OH] | OH | R | P000449 | 0 | Neighborhood Safety Act of 2013 - Authorizes the use of any amounts of assistance allocated for or provided to a state or state agency through the Hardest Hit Fund program to demolish blighted structures. | 2023-01-11T13:24:41Z | https://www.congress.gov/bill/113th-congress/senate-bill/1122 |
| 113-s-1106 | 113 | s | 1106 | Sensible Accounting to Value Energy Act of 2013 | Housing and Community Development | 2013-06-06 | 2014-05-07 | Committee on Banking, Housing, and Urban Affairs Subcommittee on Economic Policy. Hearings held. With printed Hearing: S.Hrg. 113-466. | Senate | Sen. Bennet, Michael F. [D-CO] | CO | D | B001267 | 6 | Sensible Accounting to Value Energy Act of 2013 - Directs the Secretary of Housing and Urban Development (HUD) to develop and issue guidelines for all federal mortgage agencies (including the Federal National Mortgage Association [Fannie Mae], the Federal Home Loan Mortgage Corporation [Freddie Mac], and any affiliates) to implement enhanced loan eligibility requirements, for use when testing the ability of a loan applicant to repay a covered loan, that account for the expected energy cost savings for a loan applicant at a subject property. Directs the Secretary to issue guidelines for how covered agencies shall determine: (1) the maximum permitted loan amount based on the value of the property for all covered loans made on properties with an energy efficiency report, and (2) the estimated energy savings for properties with such a report. Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to require standards for the performance of real estate appraisals in connection with federally related transactions to require at a minimum that state certified and licensed appraisers have timely access, where practicable, to information from the property owner and the lender that may be relevant in developing an opinion of value regarding the energy- and water-saving improvements or features of a property. Applies the requirement of state certified appraisers to transactions involving any real property on which the appraiser makes adjustments using an energy efficiency report. Directs the Secretary to establish an advisory group on the implementation of the enhanced energy efficiency underwriting criteria established in this Act. | 2023-01-11T13:24:42Z | https://www.congress.gov/bill/113th-congress/senate-bill/1106 |
| 113-s-1048 | 113 | s | 1048 | Mortgage Finance Act of 2013 | Housing and Community Development | 2013-05-23 | 2013-05-23 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Isakson, Johnny [R-GA] | GA | R | I000055 | 2 | Mortgage Finance Act of 2013 - Appoints the Federal Housing Finance Agency (FHFA) receiver of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs) and places them into irrevocable receivership, effective on the date on which the Mortgage Finance Agency (MFA) established by this Act is operational and able to perform the guarantee function for qualified mortgage-backed securities collateralized by qualified residential mortgages. Directs the FHFA to commence liquidation of the GSEs immediately upon their placement into receivership. Repeals the charters of Fannie Mae and Freddie Mac. Requires repayment by the FHFA to the General Fund of the Treasury, in repayment of certain government assistance to the GSEs, of all proceeds from their operations in receivership remaining after their outstanding obligations are fully satisfied. Requires the FHFA as receiver to manage the combined assets of the GSEs to obtain resolutions that maximize the return for the taxpayer. Establishes the MFA as an independent agency of the federal government to: (1) guarantee securities issued by qualified issuers and collateralized by pools of qualified residential mortgages in order to provide a dependable, transparent, and liquid market for high quality mortgages and multifamily mortgages for securitization; (2) charge and collect a guarantee fee sufficient to protect the MFA and the Treasury from the risks of guaranteeing the timely payment of principal and interest on qualified mortgage-backed securities; (3) establish and maintain a Catastrophic Fund to minimize the burden on the federal government by setting aside amounts that will be available solely to pay obligations under the MFA guarantee in the event of any future mortgage market collapse; and (4) purchase supplemental insurance coverage. Requires the MFA to: (1) guarantee the timely payment of the principal and interest to holders of qualified mortgage-back securities, and … | 2023-01-11T13:23:21Z | https://www.congress.gov/bill/113th-congress/senate-bill/1048 |
| 113-s-1002 | 113 | s | 1002 | Home Building Lending Improvement Act of 2013 | Housing and Community Development | 2013-05-21 | 2013-05-21 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Menendez, Robert [D-NJ] | NJ | D | M000639 | 1 | Home Building Lending Improvement Act of 2013 - Directs each of the appropriate federal banking agencies to initiate guidance or rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders. Requires such rulemaking to provide for: (1) adjustment from 100% to 125% of bank capital the measurement that triggers additional scrutiny on real estate loans in the lending portfolio of any qualified financial institution, (2) a prohibition against compelling lenders to call loans in good standing, and (3) improved composite ratings of a financial institution to take effect immediately. Prohibits a federal banking agency from preventing a qualified financial institution from making a real estate loan to a home builder in good standing that is secured by a viable project, unless there is a legitimate supervisory or accounting reason to do so. Prohibits such banking agencies from requiring a financial institution to reclassify any real estate loan to a homebuilder in good standing on the balance sheet of such institution, unless there is a legitimate supervisory or accounting reason to do so. Prohibits such agency guidance and regulations from superseding state law, except to the extent of state law inconsistency. | 2023-01-11T13:25:01Z | https://www.congress.gov/bill/113th-congress/senate-bill/1002 |
| 113-s-949 | 113 | s | 949 | Consumer Mortgage Choice Act | Housing and Community Development | 2013-05-14 | 2013-05-14 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Manchin, Joe, III [D-WV] | WV | D | M001183 | 2 | Consumer Mortgage Choice Act - Amends the Truth in Lending Act with respect to requirements for disclosure to a consumer of points and fees information about a consumer credit transaction, secured by the consumer's principal dwelling, but which is not a residential mortgage transaction, a reverse mortgage transaction, or a transaction under an open end credit plan, when the total points and fees the consumer must pay at or before closing will exceed 8% percent of the total loan amount or $400, whichever is greater. (Such consumer credit transactions might include an equity credit line to which consumer purchases or leases may be charged.) Excludes from the computation of such points and fees: (1) any compensation paid by a mortgage originator or a creditor to an individual person employed by the mortgage originator or creditor, and (2) any escrow for future payment of insurance. Modifies the inclusion in the computation of points and fees of all compensation paid to mortgage brokers. Specifies instead all compensation paid directly by a consumer to a mortgage originator, including a mortgage originator that is also the creditor in a table-funded transaction, but not including compensation paid by a mortgage originator or a creditor to an individual employed by the mortgage originator or creditor. Modifies the criteria for exclusion from the computation of points and fees of certain reasonable charges elsewhere exempted from the computation of the finance charge in extensions of credit secured by an interest in real property. Excludes from points and fees any such reasonable charges even though a creditor receives compensation, but only in so far as the creditor or its affiliate retains the compensation as a result of their participation in an affiliated business arrangement. (An "affiliated business arrangement" is one in which: (1) a person who is in a position to refer business incident to or a part of a real estate settlement service involving a federally related mortgage loan, or an associate of such person,… | 2023-01-11T13:24:57Z | https://www.congress.gov/bill/113th-congress/senate-bill/949 |
| 113-s-855 | 113 | s | 855 | CDBG Public Services Flexibility Act of 2013 | Housing and Community Development | 2013-04-25 | 2013-04-25 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Nelson, Bill [D-FL] | FL | D | N000032 | 1 | CDBG Public Services Flexibility Act of 2013 - Amends the Housing and Community Development Act of 1974 to revise requirements for activities eligible for community development block grant (CDBG) assistance. Increases from 15% to 25% the limitation on the amount of CDBG assistance that may be used to provide public services (e.g., those concerned with employment, crime prevention, child care, health, drug abuse, education, energy conservation, welfare or recreation needs). (Currently, only the city and county of Los Angeles, California, and the city of Miami, Florida, are favored with the 25% limit on the amount of CDBG assistance that may be used to provide public services.) | 2022-11-15T16:33:53Z | https://www.congress.gov/bill/113th-congress/senate-bill/855 |
| 113-s-766 | 113 | s | 766 | A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such Act. | Housing and Community Development | 2013-04-18 | 2013-04-18 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Johnson, Tim [D-SD] | SD | D | J000177 | 5 | Amends the Housing Act of 1949 to extend certain requirements for consideration as a rural area with respect to assistance for farm housing. Declares that any area classified as "rural" or a "rural area" before October 1, 1990, and determined not to be one as a result of data received from or after the 2010 decennial census, and any area deemed to be a "rural area" for purposes of the Act under any other provision of law at any time between January 1, 2000, and December 31, 2010, shall continue to be so classified until the receipt of data from the decennial census in the year 2020, if that area has a population of between 10,000 and 35,000 (currently, between 10,000 and 25,000), is rural in character, and has a serious lack of mortgage credit for lower and moderate-income families. | 2022-11-15T16:33:44Z | https://www.congress.gov/bill/113th-congress/senate-bill/766 |
| 113-s-563 | 113 | s | 563 | Jumpstart GSE Reform Act | Housing and Community Development | 2013-03-14 | 2013-03-14 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Corker, Bob [R-TN] | TN | R | C001071 | 3 | Jumpstart GSE Reform Act - Prohibits the use of an increase in the guarantee fee required to be charged by the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), or any affiliate of such organizations (enterprises) to offset an increase in outlays or a reduction in revenues for any purposes other than those related to the enterprises' business functions under: (1) the congressional budget, (2) the Balanced Budget and Emergency Deficit Control Act of 1985 (Gramm-Rudman-Hollings Act), or (3) the Statutory Pay-As-You-Act 2010. Prohibits the Secretary of the Treasury from selling, transferring, relinquishing, liquidating, divesting, or otherwise disposing of any outstanding shares of senior preferred stock acquired pursuant to a specified Senior Preferred Stock Purchase Agreement between the Department of the Treasury and an enterprise until Congress has passed and the President has signed into law legislation that includes a specific instruction to the Secretary regarding the sale, transfer, relinquishment, liquidation, divestiture, or other disposition of the senior preferred stock so acquired. | 2019-02-20T12:30:28Z | https://www.congress.gov/bill/113th-congress/senate-bill/563 |
| 113-s-576 | 113 | s | 576 | Small Public Housing Agency Opportunity Act of 2013 | Housing and Community Development | 2013-03-14 | 2013-03-14 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Johanns, Mike [R-NE] | NE | R | J000291 | 5 | Small Public Housing Agency Opportunity Act of 2013 - Amends the United States Housing Act of 1937 to subject a small public housing agency (PHA) to the same requirements as a PHA. Defines a small PHA as a PHA for which the sum of the number of public housing dwelling units and the number of vouchers under Section 8 (tenant-based assistance) it administers is 550 or fewer. Requires the Secretary of Housing and Urban Development (HUD) to: provide for physical inspections of a small PHA public housing project at least once every three years, unless it is a troubled small PHA; determine the financial condition of a small PHA's public housing program solely on the basis of the ratio of current assets to current liabilities; and determine management condition of a small PHA's public housing program solely on the basis of the ratio of vacant unit months to eligible unit months. Requires a small PHA administering Section 8 tenant-based assistance under the housing voucher program to make physical inspections of assisted units at least once every three years. Requires HUD to evaluate the management of a small PHA's voucher program solely on the basis of its lease-up rate or the budget utilization rate. Directs HUD to designate a small PHA as a high-performing agency if it exceeds acceptability criteria. Specifies conditions under which HUD may designate a small PHA as a troubled small PHA with respect to its public housing program or housing voucher program. Requires HUD to establish an appeals process for a small PHA to dispute a determination of deficiency. Requires HUD and the small PHA to enter into a one-year corrective action agreement (renewable at HUD option) under which the small PHA shall undertake actions to correct deficiencies. Prescribes and/or revises requirements to reduce the administrative burden on small PHAs with respect to: certain reports; community service; economic opportunities for low- and very low-income persons; exemption of a small PHA administering not more than 400 public housing dwelli… | 2022-11-15T16:34:10Z | https://www.congress.gov/bill/113th-congress/senate-bill/576 |
| 113-s-469 | 113 | s | 469 | A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program. | Housing and Community Development | 2013-03-06 | 2013-06-18 | Committee on Banking, Housing, and Urban Affairs Subcommittee on Housing, Transportation, and Community Development. Hearings held. With printed Hearing: S.Hrg. 113-61. | Senate | Sen. Menendez, Robert [D-NJ] | NJ | D | M000639 | 1 | Amends the National Housing Act to require that, to be eligible for insurance under the Home Equity Conversion Mortgage program for elderly homeowners, a mortgage contain terms and provisions with respect to property maintenance as well as for establishing escrow accounts, performing financial assessments, or limiting the amount of any payment made available under the mortgage. Authorizes the Secretary of Housing and Urban Development (HUD) to establish any additional or alternative requirements necessary to more effectively carry out such Act. | 2022-11-15T16:33:52Z | https://www.congress.gov/bill/113th-congress/senate-bill/469 |
| 113-s-454 | 113 | s | 454 | Family Self-Sufficiency Act | Housing and Community Development | 2013-03-05 | 2013-03-05 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Reed, Jack [D-RI] | RI | D | R000122 | 1 | Family Self-Sufficiency Act - Amends the United States Housing Act of 1937 to revise the purpose of the Family-Self-Sufficiency (FSS) program to include the use of both low-income housing assistance under Section 8 of such Act (as in current law) and public housing capital and operating funds under Section 9 in order to enable eligible families to achieve economic independence and self-sufficiency. Eliminates the budget allocation reserved for public housing agency (PHA) incentive awards. Prescribes and/or revises eligibility requirements for families to participate in local FSS programs and for the eligible entities to administer them. Makes the owner or sponsor of a multifamily property receiving rental assistance under Section 8, as well as a PHA, an eligible entity for administering a local FSS program. Revises the scope of supportive services provided through a local FSS program under a contract of participation between an eligible entity and a leaseholder receiving assistance under Sections 8 or 9 to include: (1) education for attainment of a GED, (2) education in pursuit of a post-secondary degree or certification, (3) health and mental health services as needed, (4) homeownership education and assistance, and (5) financial literacy. Removes training in homemaking and parenting skills from the list of authorized supportive services. Revises requirements for and limitations on rent increases. Requires an eligible entity to place in an interest-bearing escrow account, for each participating family, an amount equal to any increase in rent the family pays. Requires payment of the escrow account funds to the family after the end of the contract of participation, unless the family fails to qualify to receive it. Modifies requirements for the establishment of fees for costs incurred by eligible entities administering FSS programs. Authorizes owners of privately-owned properties, under specified conditions, voluntarily to make local FSS programs available to their tenants by entering into cooperative agreements wi… | 2019-02-20T12:30:17Z | https://www.congress.gov/bill/113th-congress/senate-bill/454 |
| 113-s-437 | 113 | s | 437 | Choice Neighborhoods Initiative Act of 2013 | Housing and Community Development | 2013-03-04 | 2013-04-22 | Referred to the Committee on Banking, Housing, and Urban Affairs by unanimous consent. | Senate | Sen. Menendez, Robert [D-NJ] | NJ | D | M000639 | 0 | Choice Neighborhoods Initiative Act of 2013 - Requires the Secretary of Housing and Urban Development (HUD) to make competitive grants to local governments, public housing agencies (PHAs), community development corporations, assisted housing owners, and other for-profit and nonprofit entities to implement transformational programs in eligible neighborhoods with a concentration of extreme poverty, severely distressed housing, and a potential for long-term viability, once certain key problems are addressed. Requires such programs to include neighborhoods with characteristics such as proximity to educational institutions, medical centers, central business districts, major employers, effective transportation alternatives (including public transit, walking, and bicycling), and low poverty neighborhoods. Prohibits the use of such grants for construction or rehabilitation of a K-12 school building or a higher educational institution. Limits the use of grants for certain non-housing activities and supportive services. Authorizes the Secretary to waive such limitations. Exempts from specified requirements of the United States Housing Act of 1937 the demolition and disposition of severely distressed public and assisted housing pursuant to a transformation plan. | 2022-11-15T16:32:49Z | https://www.congress.gov/bill/113th-congress/senate-bill/437 |
| 113-s-386 | 113 | s | 386 | Rural Educator and American Community Housing Act of 2013 | Housing and Community Development | 2013-02-26 | 2013-02-26 | Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry. | Senate | Sen. Begich, Mark [D-AK] | AK | D | B001265 | 0 | Rural Educator and American Community Housing Act of 2013 - Amends the Consolidated Farm and Rural Development Act to authorize the Secretary of Housing and Urban Development (HUD) to provide grants, loan guarantees, or other financial mechanisms to eligible educators, medical providers, and public safety officers to carry out a qualified project in a qualified community. Defines a "qualified project" as: (1) the construction, modernization, renovation, or repair of qualified housing for such eligible individuals; (2) the payment of interest on bonds or other financing instruments (except refinancing instruments) issued for such activities; or (3) the repayment of a loan used for such construction and so forth, or to purchase or lease real property for qualified housing purposes. Defines a "qualified community" as any open country, or any place, town, village, or city that is not part of or associated with an urban area and that has a population between 2,500 to 10,000, and is not accessible by a motor vehicle. Authorizes the State Director of Rural Development for a state to evaluate for the Secretary any application for a qualified project in the state. Requires the Secretary to take the evaluation into consideration in determining whether to provide such assistance. Requires the Secretary to give priority to: (1) a state education agency (SEA) or local educational agency (LEA), (2) a state or local housing authority, (3) an Indian tribe or tribal organization, (4) a tribally designated housing entity, (5) a local government, or (6) a consortium of any such entities. | 2019-11-15T21:44:06Z | https://www.congress.gov/bill/113th-congress/senate-bill/386 |
| 113-s-361 | 113 | s | 361 | Prompt Notification of Short Sales Act | Housing and Community Development | 2013-02-14 | 2013-02-14 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Murkowski, Lisa [R-AK] | AK | R | M001153 | 6 | Prompt Notification of Short Sales Act - Requires each servicer of a home mortgage to provide in writing to a mortgagor of a residential mortgage loan specified prompt notifications and decisions regarding a written request of the mortgagor for a short sale of the dwelling or residential real property that is subject to the mortgage, deed of trust, or other security interest securing the mortgage loan. Authorizes an aggrieved individual to bring a civil action for equitable relief and a monetary award of $1,000 for any violation of this Act. Declares this Act inapplicable to certain residential mortgages entered into before its enactment whose mortgage agreements explicitly provide a procedure or terms for a short sale approval | 2022-11-15T16:34:57Z | https://www.congress.gov/bill/113th-congress/senate-bill/361 |
| 113-s-290 | 113 | s | 290 | Title X Amendments Act of 2013 | Housing and Community Development | 2013-02-13 | 2013-02-13 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Reed, Jack [D-RI] | RI | D | R000122 | 5 | Title X Amendments Act of 2013 - Amends the Residential Lead-Based Paint Hazard Reduction Act of 1992 to revise the purpose for grants for lead-based paint hazard reduction in target housing. Requires such grants to be made instead for reduction of lead-based paint hazards and correction of other housing-related hazards. Authorizes the Secretary of Housing and Urban Development (HUD) to establish a process by which, in order to verify a family's income level, a grantee may first obtain and use income and program participation information from an entity administering: (1) the HOME Investment Partnerships program under the Cranston-Gonzalez National Affordable Housing Act; (2) the special supplemental nutrition program for women, infants, and children (WIC) established under the Child Nutrition Act of 1966; (3) reduced price or free lunches under the Richard B. Russell National School Lunch Act; (4) the weatherization assistance program for low-income persons established under the Energy Conservation and Production Act; (5) the temporary assistance for needy families (TANF) program under part A of title IV of the Social Security Act (SSA); (6) the supplemental security income (SSI) program under SSA title XVI; or (7) any other program consistent with the family income requirements of the Residential Lead-Based Paint Hazard Reduction Act of 1992. Makes eligible to apply for such a grant, in addition to certain state or local governments, for specified activities relating to lead-based paint hazards: (1) an Indian tribe, and (2) private nonprofit organization partnering with the state or unit of general local government in which the activities will be carried out. Makes a private nonprofit organization not partnering with a state or local government eligible all the same to apply for a grant to reduce housing-related health hazards, including any condition of residential real property that poses a risk of biological, physical, radiological, or chemical exposure that can adversely affect human health. Revises grantee … | 2022-11-15T16:34:02Z | https://www.congress.gov/bill/113th-congress/senate-bill/290 |
| 113-s-291 | 113 | s | 291 | Healthy Housing Council Act of 2013 | Housing and Community Development | 2013-02-13 | 2013-02-13 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S790) | Senate | Sen. Reed, Jack [D-RI] | RI | D | R000122 | 4 | Healthy Housing Council Act of 2013 - Establishes in the executive branch an independent Interagency Council on Healthy Housing. Requires the Council to: (1) review federal programs and services that provide housing, health, energy, or environmental services to families and individuals; (2) monitor, evaluate, and recommend improvements in programs and services administered, funded, or financed by federal, state, and local agencies; (3) recommend ways to reduce duplication among federal programs and services; and (4) ensure collaboration among and within agencies in the provision and availability of such programs and services. | 2022-11-15T16:32:59Z | https://www.congress.gov/bill/113th-congress/senate-bill/291 |
| 113-s-249 | 113 | s | 249 | Responsible Homeowner Refinancing Act of 2013 | Housing and Community Development | 2013-02-07 | 2013-02-07 | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate | Sen. Menendez, Robert [D-NJ] | NJ | D | M000639 | 24 | Responsible Homeowner Refinancing Act of 2013 - Requires the Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs), in carrying out the Home Affordable Refinance Program, to adopt specified criteria pertaining to: (1) borrower eligibility, (2) representations and warranties, (3) prohibition on up-front fees, (4) alternative streamlined methods to determine the value of a property, (5) the purchase or guarantee of any new mortgage resulting from the refinancing of an eligible mortgage, and (6) guarantee fees. Requires the GSEs to notify all borrowers with a mortgage owned or guaranteed by a GSE about the Program and its eligibility criteria, and inform borrowers of the website required below. Directs the Director of the Federal Housing Finance Agency (FHFA) to establish a single website where borrowers may: (1) determine their potential eligibility for participation in the Program, (2) see a complete list of and links to qualified lenders, (3) use a mortgage refinance calculator to calculate potential payment savings based on different interest rates, and (4) obtain tips on refinancing their loan. Directs the Director of FHFA to issue guidance to require the GSEs to make their refinancing guidelines consistent to ease the compliance requirements of qualified lenders, and in particular with respect to loans with less than 80% loan-to-value ratio and closing cost policies of the GSEs, which regulations or guidance shall be put into effect not later than 90 days after the enactment of this Acts. | 2022-11-15T16:33:58Z | https://www.congress.gov/bill/113th-congress/senate-bill/249 |
Advanced export
JSON shape: default, array, newline-delimited, object
CREATE TABLE legislation (
bill_id TEXT PRIMARY KEY,
congress INTEGER,
bill_type TEXT,
bill_number INTEGER,
title TEXT,
policy_area TEXT,
introduced_date TEXT,
latest_action_date TEXT,
latest_action_text TEXT,
origin_chamber TEXT,
sponsor_name TEXT,
sponsor_state TEXT,
sponsor_party TEXT,
sponsor_bioguide_id TEXT,
cosponsor_count INTEGER DEFAULT 0,
summary_text TEXT,
update_date TEXT,
url TEXT
);
CREATE INDEX idx_leg_congress ON legislation(congress);
CREATE INDEX idx_leg_type ON legislation(bill_type);
CREATE INDEX idx_leg_policy ON legislation(policy_area);
CREATE INDEX idx_leg_date ON legislation(introduced_date);
CREATE INDEX idx_leg_sponsor ON legislation(sponsor_name);
CREATE INDEX idx_leg_sponsor_bioguide ON legislation(sponsor_bioguide_id);