{"database": "openregs", "table": "legislation", "rows": [["117-hr-7661", 117, "hr", 7661, "Trigger Leads Abatement Act of 2022", "Finance and Financial Sector", "2022-05-03", "2022-05-03", "Referred to the House Committee on Financial Services.", "House", "Rep. Torres, Ritchie [D-NY-15]", "NY", "D", "T000486", 0, "Trigger Leads Abatement Act of 2022 This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.", "2023-04-28T14:30:19Z", "https://www.congress.gov/bill/117th-congress/house-bill/7661"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["117-hr-7661"], "units": {}, "query_ms": 0.419279036577791, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}