{"database": "openregs", "table": "legislation", "rows": [["107-s-891", 107, "s", 891, "Underage Consumer Credit Protection Act of 2001", "Finance and Financial Sector", "2001-05-15", "2001-05-15", "Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S4958)", "Senate", "Sen. Dodd, Christopher J. [D-CT]", "CT", "D", "D000388", 1, "Underage Consumer Credit Protection Act of 2001 - Amends the Truth in Lending Act to prescribe application requirements for the issuance of a credit card to an underage (under age 21) consumer, which include: (1) signature indicating joint liability for debts in connection with the account by another individual having the means to repay debts incurred by the underage consumer; (2) submission of financial information indicating an independent means of repayment by the consumer; or (3) proof of completion by the consumer of a specified credit counseling course.Authorizes the Board of Governors of the Federal Reserve system to promulgate the attendant rules and model forms.", "2025-08-19T17:28:24Z", "https://www.congress.gov/bill/107th-congress/senate-bill/891"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["107-s-891"], "units": {}, "query_ms": 0.31939102336764336, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}