legislation: 107-hr-4818

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
107-hr-4818 107 hr 4818 Mortgage Loan Consumer Protection Act Finance and Financial Sector 2002-05-22 2002-05-31 Referred to the Subcommittee on Housing and Community Opportunity. House Rep. LaFalce, John J. [D-NY-29] NY D L000556 0 Mortgage Loan Consumer Protection Act - Amends the Truth in Lending Act, with respect to credit extensions secured by a real property interest, to revise the category of excluded finance charge items.Amends the Real Estate Settlement Procedures Act, with respect to the uniform settlement statement, to require: (1) separate lines for "closing costs, "prepaid items," and "all other costs paid at closing"; (2) at least two days' advance availability of the final settlement statement; and (3) disclosure of all lender fees.Provides, with respect to special information booklets, for: (1) harmonization of good faith estimates and settlement statements; and (2) inclusion of refinancing and upfront payment option information.Prohibits markups and unearned fees.Sets forth servicer escrow-related liabilities.Revises damage and cost, and jurisdiction and statute of limitations provisions. 2025-08-19T17:31:52Z https://www.congress.gov/bill/107th-congress/house-bill/4818

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