legislation: 107-hr-3807

Congressional bills and resolutions from Congress.gov, filtered to policy areas relevant to environmental, health, agriculture, and wildlife regulation.

Data license: Public Domain (U.S. Government data) · Data source: Federal Register API & Regulations.gov API

This data as json

bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
107-hr-3807 107 hr 3807 Predatory Mortgage Lending Practices Reduction Act Finance and Financial Sector 2002-02-27 2002-04-15 Referred to the Subcommittee on Financial Institutions and Consumer Credit. House Rep. Jones, Stephanie Tubbs [D-OH-11] OH D J000284 16 Predatory Mortgage Lending Practices Reduction Act - Amends the Real Estate Settlement Procedures Act of 1974 to prohibit any person, in connection with a subprime federally mortgage related loan, from providing mortgage lending services or mortgage brokerage services unless such person is certified by the Secretary of Housing and Urban Development as having been adequately trained with regard to subprime lending.Amends the Truth in Lending Act to set forth lender requirements for high cost mortgages known as a "best practices plan".Proscribes unfair or deceptive acts or practices in providing mortgage lending services for either a subprime federally related mortgage loan or for mortgage brokerage services for such a loan. Sets forth civil penalties for violations.Consumer Fairness Act - Amends the Consumer Credit Protection Act to declare unenforceable a written provision in any consumer contract or transaction which requires binding arbitration to resolve any controversy arising out of such transaction or contract, or to refuse to perform all or any part of the transaction. (Permits post-controversy arbitration agreements.)Amends the Community Development Banking and Financial Institutions Act of 1994 to authorize the Community Development Financial Institutions Fund to make grants to nonprofit community development corporations to educate borrowers and community groups regarding illegal and inappropriate predatory lending practices. 2025-08-19T17:29:53Z https://www.congress.gov/bill/107th-congress/house-bill/3807

Links from other tables