legislation: 105-s-1249

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
105-s-1249 105 s 1249 Small Business Banking Act of 1997 Finance and Financial Sector 1997-10-03 1997-10-03 Read twice and referred to the Committee on Banking. Senate Sen. Hagel, Chuck [R-NE] NE R H001028 1 Small Business Banking Act of 1997 - Amends Federal banking law with respect to a depository institution's authority to permit the holder of any interest-earning or dividend-earning deposit or account (negotiable order of withdrawal or NOW account) to make withdrawals from such account by negotiable or transferable instrument for the purpose of making payments to third parties. Repeals the restriction of such withdrawals to individuals, non-profit organizations and Federal, State, and local governments (thus allowing such withdrawals by businesses and other for-profit entities). Amends the Federal Reserve Act, the Home Owners' Loan Act, and the Federal Deposit Insurance Act to repeal the prohibition against the payment of interest on demand deposits by banks or Federal savings associations subject to their supervision. 2025-08-21T16:14:56Z https://www.congress.gov/bill/105th-congress/senate-bill/1249

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