legislation: 105-s-1163

Congressional bills and resolutions from Congress.gov, filtered to policy areas relevant to environmental, health, agriculture, and wildlife regulation.

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bill_id congress bill_type bill_number title policy_area introduced_date latest_action_date latest_action_text origin_chamber sponsor_name sponsor_state sponsor_party sponsor_bioguide_id cosponsor_count summary_text update_date url
105-s-1163 105 s 1163 Unsolicited Loan Consumer Protection Act Finance and Financial Sector 1997-09-11 1997-09-11 Read twice and referred to the Committee on Banking. Senate Sen. Bryan, Richard H. [D-NV] NV D B000993 1 Unsolicited Loan Consumer Protection Act - Amends the Truth in Lending Act to prohibit a creditor from soliciting a consumer loan through the use of an unsolicited check or other negotiable instrument unless the consumer has initiated a request for an extension of credit before receiving such instrument. Shields a consumer from liability for any unsolicited check unless the consumer actually receives and negotiates such check. Creates a rebuttable presumption that such unsolicited instrument was neither received nor negotiated by the consumer to whom it was issued. Prohibits information on any liability pertaining to such unsolicited instrument from being reported to or received by any consumer reporting agency. 2025-08-21T16:14:43Z https://www.congress.gov/bill/105th-congress/senate-bill/1163

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