{"database": "openregs", "table": "legislation", "rows": [["105-hr-4410", 105, "hr", 4410, "Credit Card On-Time Payment Protection Act of 1998", "Finance and Financial Sector", "1998-08-05", "1998-08-05", "Referred to the Subcommittee on Financial Institutions and Consumer Credit.", "House", "Rep. LaFalce, John J. [D-NY-29]", "NY", "D", "L000556", 3, "Credit Card On-Time Payment Protection Act of 1998 - Amends the Truth in Lending Act to prohibit a creditor from cancelling an account, imposing a minimum finance charge, imposing any fee in lieu of such charge, or imposing any other charge or penalty with respect to a credit card account under an open-end consumer credit plan solely on the basis that credit has been repaid in full before the end of any grace period.", "2025-08-21T16:12:58Z", "https://www.congress.gov/bill/105th-congress/house-bill/4410"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["105-hr-4410"], "units": {}, "query_ms": 0.23767794482409954, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}