{"database": "openregs", "table": "legislation", "rows": [["105-hr-3495", 105, "hr", 3495, "Fair ATM Fees for Consumers Act", "Finance and Financial Sector", "1998-03-18", "1998-03-31", "Referred to the Subcommittee on Financial Institutions and Consumer Credit.", "House", "Rep. Hinchey, Maurice D. [D-NY-26]", "NY", "D", "H000627", 0, "Fair ATM Fees for Consumers Act - Amends the Electronic Fund Transfer Act to proscribe the assessment of an electronic terminal surcharge (ATM fee) against a consumer if the transaction:  (1) neither relates to nor affects an account held by the consumer with the financial institution that owns or operates the electronic terminal; and (2) is conducted through a national or regional electronic banking network.", "2025-08-21T16:13:35Z", "https://www.congress.gov/bill/105th-congress/house-bill/3495"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["105-hr-3495"], "units": {}, "query_ms": 0.3315526992082596, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}