{"database": "openregs", "table": "legislation", "rows": [["105-hr-3439", 105, "hr", 3439, "Credit Union Community Reinvestment Act", "Finance and Financial Sector", "1998-03-11", "1998-03-17", "Referred to the Subcommittee on Financial Institutions and Consumer Credit.", "House", "Rep. Kennedy, Joseph P., II [D-MA-8]", "MA", "D", "K000110", 1, "Credit Union Community Reinvestment Act - Amends the Community Reinvestment Act of 1977 to declare that:  (1) the field of membership of a credit union shall be treated as the community served by such union; and (2) insured credit unions have a continuing and affirmative obligation to help meet the credit needs of the community served by such unions. Directs the National Credit Union Administration Board to:  (1) exercise its authority under the Federal Credit Union Act to encourage any insured credit union whose total assets exceed $25 million to help meet the credit needs of the community it serves; and (2) take such a credit union's record of meeting those needs into account in its evaluation of any application to expand the credit union's field of membership or to establish a deposit facility. Authorizes Board deference to the State regulator of a credit union for enforcement of any State law requirements that are no less stringent than those of the Act.", "2025-08-21T16:11:40Z", "https://www.congress.gov/bill/105th-congress/house-bill/3439"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["105-hr-3439"], "units": {}, "query_ms": 0.32600993290543556, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}