{"database": "openregs", "table": "legislation", "rows": [["105-hr-3066", 105, "hr", 3066, "Credit Card Interest Rate Change Disclosure Act", "Finance and Financial Sector", "1997-11-13", "1997-11-26", "Referred to the Subcommittee on Financial Institutions and Consumer Credit.", "House", "Rep. Maloney, Carolyn B. [D-NY-14]", "NY", "D", "M000087", 3, "Credit Card Interest Rate Change Disclosure Act - Amends the Truth in Lending Act to set forth a 90-day advance notice period as a prerequisite to any increase in an annual percentage rate of interest (APR), or in the index used to determine APR, applicable to an open-end consumer credit plan.", "2025-08-21T16:13:56Z", "https://www.congress.gov/bill/105th-congress/house-bill/3066"]], "columns": ["bill_id", "congress", "bill_type", "bill_number", "title", "policy_area", "introduced_date", "latest_action_date", "latest_action_text", "origin_chamber", "sponsor_name", "sponsor_state", "sponsor_party", "sponsor_bioguide_id", "cosponsor_count", "summary_text", "update_date", "url"], "primary_keys": ["bill_id"], "primary_key_values": ["105-hr-3066"], "units": {}, "query_ms": 0.24628196842968464, "source": "Federal Register API & Regulations.gov API", "source_url": "https://www.federalregister.gov/developers/api/v1", "license": "Public Domain (U.S. Government data)", "license_url": "https://www.regulations.gov/faq"}