id,package_id,name,title,organization,organization_normalized,location 84854,CHRG-115hhrg31575,Edward J. DeMarco,President,Housing Policy Council,HOUSING POLICY COUNCIL, 84855,CHRG-115hhrg31575,Edward J. Pinto,Co-Director,"Center on Housing Markets and Finance; Resident Fellow, American Enterprise Institute","CENTER ON HOUSING MARKETS AND FINANCE; RESIDENT FELLOW, AMERICAN ENTERPRISE INSTITUTE", 84853,CHRG-115hhrg31575,Nikitra Bailey,Executive Vice President,Center for Responsible Lending,CENTER FOR RESPONSIBLE LENDING, 84856,CHRG-115hhrg31575,Phillip L. Swagel,Professor,University of Maryland School of Public Policy,UNIVERSITY OF MARYLAND SCHOOL OF PUBLIC POLICY,