id,package_id,name,title,organization,organization_normalized,location 18913,CHRG-108jhrg97228,Statement of James H. Cardon,"Ph.D., Associate Professor of Economics","Department of Economics, Brigham Young University, Provo, Utah","DEPARTMENT OF ECONOMICS, BRIGHAM YOUNG UNIVERSITY, PROVO, UTAH", 18914,CHRG-108jhrg97228,Statement of Jeffrey M. Closs,President and CEO,"BENU, Inc.","BENU, INC.","San Mateo, CA" 18915,CHRG-108jhrg97228,Statement of Linda J. Blumberg,"Ph.D., Senior Research Associate",The Urban Institute,THE URBAN INSTITUTE,"Washington, DC" 18912,CHRG-108jhrg97228,Statement of Mark V. Pauly,"Ph.D., Professor of Health Care Systems, and Professor of Economics in the College of Arts and Sciences","Insurance and Risk Management, and Business and Public Policy in the Wharton School, University of Pennsylvania","INSURANCE AND RISK MANAGEMENT, AND BUSINESS AND PUBLIC POLICY IN THE WHARTON SCHOOL, UNIVERSITY OF PENNSYLVANIA","Philadelphia, PA"