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federal_register: 00-8375

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document_number title type abstract publication_date pub_year pub_month html_url pdf_url agency_names agency_ids excerpts
00-8375 Responsible Alternative Mortgage Lending Proposed Rule The Office of Thrift Supervision (OTS) is reviewing its mortgage lending regulations to determine their effect in today's markets on not only savings associations and their customers but also on state-regulated housing creditors who may be making alternative mortgage transactions under the Alternative Mortgage Transactions Parity Act and their customers. This advance notice of proposed rulemaking (ANPR) seeks public input on questions OTS will consider as part of that review. OTS could pursue a variety of regulatory approaches to help ensure that the lending regulations are meeting the purposes for which they were intended: encouraging the safe and sound, efficient delivery of low-cost credit to the public free from undue regulatory duplication and burden. The agency welcomes comments on the advantages, disadvantages, and potential interactions and side effects of various approaches. The agency is particularly interested in public input on potential approaches that will facilitate thrifts? efforts to responsibly address the lending needs of traditionally underserved markets, consistent with safe and sound operation. 2000-04-05 2000 4 https://www.federalregister.gov/documents/2000/04/05/00-8375/responsible-alternative-mortgage-lending https://www.govinfo.gov/content/pkg/FR-2000-04-05/pdf/00-8375.pdf Treasury Department; Thrift Supervision Office 497,489 The Office of Thrift Supervision (OTS) is reviewing its mortgage lending regulations to determine their effect in today's markets on not only savings associations and their customers but also on state-regulated housing creditors who may be making...

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