{"database": "openregs", "table": "documents", "is_view": false, "human_description_en": "where agency_id = \"CFPB\" and document_type = \"Other\" sorted by posted_date descending", "rows": [["CFPB-2024-0038-0014", "CFPB", "CFPB-2024-0038", "J222_NCLC Final Decision_MPB_final_122624", "Other", "Agency Response", "2025-01-13T05:00:00Z", 2025, 1, "2025-01-13T05:00:00Z", null, "2025-01-13T16:01:17Z", null, 0, 0, "09000064868b745c"], ["CFPB-2024-0047-0003", "CFPB", "CFPB-2024-0047", "J229_2024.12.23_NACA et al_MPB_final_011325", "Other", "Agency Response", "2025-01-13T05:00:00Z", 2025, 1, "2025-01-13T05:00:00Z", null, "2025-01-13T20:39:01Z", null, 0, 0, "09000064868b7f47"], ["CFPB-2024-0051-0008", "CFPB", "CFPB-2024-0051", "J239_Petition for a Rulemaking_MPB_final_011025", "Other", "Agency Response", "2025-01-13T05:00:00Z", 2025, 1, "2025-01-13T05:00:00Z", null, "2025-01-13T15:32:14Z", null, 0, 0, "09000064868b73a1"], ["CFPB-2022-0064-0002", "CFPB", "CFPB-2022-0064", "J234_Response to CRL CBA_MPB_final_011025", "Other", "Agency Response", "2025-01-13T05:00:00Z", 2025, 1, "2025-01-13T05:00:00Z", null, "2025-01-13T15:37:14Z", null, 0, 0, "09000064868b73a5"], ["CFPB-2022-0036-0002", "CFPB", "CFPB-2022-0036", "J220_J Patrick Altes Petition_MPB_final_122624", "Other", "Agency Response", "2025-01-13T05:00:00Z", 2025, 1, "2025-01-13T05:00:00Z", null, "2025-01-13T15:50:20Z", null, 0, 0, "09000064868b7458"], ["CFPB-2022-0047-0002", "CFPB", "CFPB-2022-0047", "J221_David Addington NFIB Petition_MPB_final_122624", "Other", "Agency Response", "2025-01-13T05:00:00Z", 2025, 1, "2025-01-13T05:00:00Z", null, "2025-01-13T15:43:26Z", null, 0, 0, "09000064868b7457"], ["CFPB-2024-0060-0001", "CFPB", "CFPB-2024-0060", "Petition for Rulemaking Requesting a Ban on the Use of Negative Debt as Proof of Income in Credit Card Applications", "Other", "Petition for Rulemaking", "2024-12-19T05:00:00Z", 2024, 12, "2024-12-19T05:00:00Z", "2025-03-20T03:59:59Z", "2024-12-31T02:00:58Z", null, 0, 0, "090000648687e8dd"], ["CFPB-2024-0059-0001", "CFPB", "CFPB-2024-0059", "Petition for Rulemaking Requesting a Rule to Clarify Mortgage Trigger Lead Provisions", "Other", "Petition for Rulemaking", "2024-12-18T05:00:00Z", 2024, 12, "2024-12-18T05:00:00Z", "2025-03-19T03:59:59Z", "2024-12-31T02:00:56Z", null, 0, 0, "090000648687bed5"], ["CFPB-2024-0037-0022", "CFPB", "CFPB-2024-0037", "Response to NCLC Petition", "Other", "Agency Response", "2024-12-13T05:00:00Z", 2024, 12, "2024-12-13T05:00:00Z", null, "2024-12-13T14:52:24Z", null, 0, 0, "090000648686c89e"], ["CFPB-2024-0037-0021", "CFPB", "CFPB-2024-0037", "Replaced Document", "Other", null, "2024-12-13T00:00:00Z", 2024, 12, null, null, "2024-12-13T15:38:13Z", null, 0, 1, "090000648686c6fa"], ["CFPB-2024-0055-0001", "CFPB", "CFPB-2024-0055", "Digital Governance Standards Institute application for open banking standard setter recognition", "Other", null, "2024-10-25T04:00:00Z", 2024, 10, "2024-10-25T04:00:00Z", "2024-11-19T04:59:59Z", "2024-11-21T02:00:58Z", null, 0, 0, "09000064867e4bcd"], ["CFPB-2024-0054-0001", "CFPB", "CFPB-2024-0054", "Petition for Rulemaking Requiring Home Insurance Companies Register as Nonbank Entities in the CFPB Company Database", "Other", "Petition for Rulemaking", "2024-10-17T04:00:00Z", 2024, 10, "2024-10-17T04:00:00Z", "2024-12-18T04:59:59Z", "2024-10-17T19:55:42Z", null, 0, 0, "09000064867d487f"], ["CFPB-2024-0051-0001", "CFPB", "CFPB-2024-0051", "Petition for Rulemaking Requesting a Rule to Shorten Maximum Permissible Hold Times for Funds Deposited by Consumers", "Other", "Petition for Rulemaking", "2024-10-02T04:00:00Z", 2024, 10, "2024-10-02T04:00:00Z", "2024-12-03T04:59:59Z", "2024-12-03T02:00:54Z", null, 0, 0, "09000064867a75d9"], ["CFPB-2024-0048-0001", "CFPB", "CFPB-2024-0048", "Financial Data Exchange application for open banking standard setter recognition", "Other", null, "2024-09-24T04:00:00Z", 2024, 9, "2024-09-24T04:00:00Z", "2024-10-17T03:59:59Z", "2024-10-18T01:00:37Z", null, 0, 0, "0900006486779295"], ["CFPB-2024-0047-0001", "CFPB", "CFPB-2024-0047", "Petition for Rulemaking Requesting a Rule Regulating or Prohibiting Maintenance Fees for Credit Card Accounts", "Other", "Petition for Rulemaking", "2024-09-17T04:00:00Z", 2024, 9, "2024-09-17T04:00:00Z", "2024-11-16T04:59:59Z", "2024-11-13T02:01:10Z", null, 0, 0, "0900006486732dd3"], ["CFPB-2024-0046-0001", "CFPB", "CFPB-2024-0046", "Petition for Rulemaking Requesting a Rule Prohibiting Expedited Service Fees for Credit Card Payments to Protect Consumers from Unnecessary and Abusive Fees", "Other", "Petition for Rulemaking", "2024-09-16T04:00:00Z", 2024, 9, "2024-09-16T04:00:00Z", "2024-11-15T04:59:59Z", "2024-09-16T15:18:56Z", null, 0, 0, "0900006486724882"], ["CFPB-2024-0043-0001", "CFPB", "CFPB-2024-0043", "Petition for Rulemaking Amending Credit Reporting Requirements to Better Reflect the Credit Card Payment Efforts of Consumers", "Other", "Petition for Rulemaking", "2024-09-05T04:00:00Z", 2024, 9, "2024-09-05T04:00:00Z", "2024-11-05T04:59:59Z", "2024-09-09T01:01:13Z", null, 0, 0, "09000064866c4d77"], ["CFPB-2024-0041-0001", "CFPB", "CFPB-2024-0041", "Petition for Rulemaking to Amend the Fair Debt Collection Practices Act (FDCPA) to Enhance Consumer Protections Regarding Fraudulent Transactions", "Other", "Petition for Rulemaking", "2024-09-03T04:00:00Z", 2024, 9, "2024-09-03T04:00:00Z", "2024-11-02T03:59:59Z", "2024-09-03T17:27:05Z", null, 0, 0, "09000064866bdf20"], ["CFPB-2024-0040-0001", "CFPB", "CFPB-2024-0040", "Petition for Rulemaking to Reduce and Eliminate Junk Fees in Remittance Transactions", "Other", "Petition for Rulemaking", "2024-08-28T04:00:00Z", 2024, 8, "2024-08-28T04:00:00Z", "2024-10-29T03:59:59Z", "2024-10-30T01:00:52Z", null, 0, 0, "09000064866b1ee5"], ["CFPB-2024-0038-0001", "CFPB", "CFPB-2024-0038", "Petition for Rulemaking Requesting Enhanced Consumer Financial Protection for Renters under the Equal Credit Opportunity Act (ECOA)", "Other", "Petition for Rulemaking", "2024-08-12T04:00:00Z", 2024, 8, "2024-08-12T04:00:00Z", "2024-10-12T03:59:59Z", "2024-10-18T01:00:40Z", null, 0, 0, "0900006486636e08"], ["CFPB-2024-0037-0001", "CFPB", "CFPB-2024-0037", "Petition for Rulemaking to Amend Identity Theft Definitions in the Fair Credit Reporting Act (Regulation V)", "Other", "Petition for Rulemaking", "2024-08-05T04:00:00Z", 2024, 8, "2024-08-05T04:00:00Z", "2024-10-06T03:59:59Z", "2024-10-05T23:35:54Z", null, 0, 0, "090000648661ec3b"], ["CFPB-2024-0036-0001", "CFPB", "CFPB-2024-0036", "Petition for Rulemaking Requiring Financial Institutions Provide Reasoning for Denying Credit and Personal Loan Applications", "Other", "Petition for Rulemaking", "2024-07-22T04:00:00Z", 2024, 7, "2024-07-22T04:00:00Z", "2024-09-23T03:59:59Z", "2024-07-22T16:50:35Z", null, 0, 0, "09000064865fee33"], ["CFPB-2024-0033-0001", "CFPB", "CFPB-2024-0033", "Petition for Rulemaking Requesting Enhanced Consumer Financial Protection for Prepaid and Gift Card Fraud", "Other", "Petition for Rulemaking", "2024-07-15T04:00:00Z", 2024, 7, "2024-07-15T04:00:00Z", "2024-09-16T03:59:59Z", "2024-07-23T01:01:17Z", null, 0, 0, "09000064865ef9d9"], ["CFPB-2024-0028-0001", "CFPB", "CFPB-2024-0028", "Petition for Rulemaking Requesting the Implementation of a Rule to Protect Consumers from Identity Theft and Related Fraud", "Other", "Petition for Rulemaking", "2024-07-12T04:00:00Z", 2024, 7, "2024-07-12T04:00:00Z", "2024-09-13T03:59:59Z", "2024-07-12T16:11:41Z", null, 0, 0, "09000064865ec47f"], ["CFPB-2024-0020-0001", "CFPB", "CFPB-2024-0020", "Petition for Rulemaking Requesting the Revision of Private Mortgage Insurance (PMI) Removal Criteria Based on Property Value", "Other", "Petition for Rulemaking", "2024-05-24T04:00:00Z", 2024, 5, "2024-05-24T04:00:00Z", "2024-07-25T03:59:59Z", "2024-05-24T13:12:13Z", null, 0, 0, "0900006486580eea"], ["CFPB-2024-0019-0001", "CFPB", "CFPB-2024-0019", "Petition for Rulemaking Requiring Transparency from Financial Institutions Regarding Consumer Account Closures", "Other", "Petition for Rulemaking", "2024-05-22T04:00:00Z", 2024, 5, "2024-05-22T04:00:00Z", "2024-07-23T03:59:59Z", "2024-06-19T01:01:23Z", null, 0, 0, "090000648657bd4b"], ["CFPB-2024-0016-0001", "CFPB", "CFPB-2024-0016", "Petition for Rulemaking Requiring Financial Services Companies to Use Authentication Technology to Prevent Fraud", "Other", "Petition for Rulemaking", "2024-04-18T04:00:00Z", 2024, 4, "2024-04-18T04:00:00Z", "2024-06-19T03:59:59Z", "2024-04-18T17:15:29Z", null, 0, 0, "09000064864de02c"], ["CFPB-2024-0015-0001", "CFPB", "CFPB-2024-0015", "Petition for Rulemaking to Amend the Dodd-Frank Act to Prohibit the Use of Scholarship Award Displacement Practices", "Other", "Petition for Rulemaking", "2024-03-27T04:00:00Z", 2024, 3, "2024-03-27T04:00:00Z", "2024-05-28T03:59:59Z", "2024-05-27T01:01:13Z", null, 0, 0, "090000648649c0c4"], ["CFPB-2024-0012-0001", "CFPB", "CFPB-2024-0012", "Petition for Rulemaking to Require the Secure Handling of Consumer Personal Account Information by Credit Bureaus", "Other", "Petition for Rulemaking", "2024-03-11T04:00:00Z", 2024, 3, "2024-03-11T04:00:00Z", "2024-05-12T03:59:59Z", "2024-03-11T16:43:54Z", null, 0, 0, "0900006486472c15"], ["CFPB-2024-0009-0001", "CFPB", "CFPB-2024-0009", "Petition for Rulemaking to Increase Transparency within the Debt Collection and Debt Collection Purchasing Industries", "Other", "Petition for Rulemaking", "2024-03-08T05:00:00Z", 2024, 3, "2024-03-08T05:00:00Z", "2024-05-09T03:59:59Z", "2024-03-08T18:26:25Z", null, 0, 0, "090000648646c1d5"], ["CFPB-2024-0010-0001", "CFPB", "CFPB-2024-0010", "Petition for Rulemaking to Stop Annual Fees on Inactive Credit Cards after 24 Months", "Other", "Petition for Rulemaking", "2024-03-08T05:00:00Z", 2024, 3, "2024-03-08T05:00:00Z", "2024-05-09T03:59:59Z", "2024-03-19T01:00:29Z", null, 0, 0, "090000648646cacd"], ["CFPB-2024-0008-0001", "CFPB", "CFPB-2024-0008", "Petition for Rulemaking to Amend Regulation DD to Require Timely Disclosure of Interest Rate and Annual Percentage Yield (APY) Changes on Variable-Rate Accounts", "Other", "Petition for Rulemaking", "2024-03-05T05:00:00Z", 2024, 3, "2024-03-05T05:00:00Z", "2024-05-06T03:59:59Z", "2024-03-30T01:00:44Z", null, 0, 0, "09000064864614e7"], ["CFPB-2024-0005-0001", "CFPB", "CFPB-2024-0005", "Petition for Rulemaking to Prohibit Employers from Using Applicant Credit History as Hiring Criteria", "Other", "Petition for Rulemaking", "2024-02-08T05:00:00Z", 2024, 2, "2024-02-08T05:00:00Z", "2024-04-09T03:59:59Z", "2024-04-04T01:01:25Z", null, 0, 0, "09000064863f4c0b"], ["CFPB-2023-0051-0001", "CFPB", "CFPB-2023-0051", "Petition to Require Immediate Crediting of All Mortgage Payments Upon Receipt", "Other", "Petition for Rulemaking", "2023-10-12T04:00:00Z", 2023, 10, "2023-10-12T04:00:00Z", "2023-12-13T04:59:59Z", "2023-10-12T20:32:33Z", null, 0, 0, "09000064860c483d"], ["CFPB-2023-0047-0001", "CFPB", "CFPB-2023-0047", "Petition to Require Meaningful Consumer Consent Regarding the Use of Arbitration to Resolve Disputes Involving Consumer Financial Products and Services", "Other", "Petition for Rulemaking", "2023-09-14T04:00:00Z", 2023, 9, "2023-09-14T04:00:00Z", "2023-11-15T04:59:59Z", "2024-05-25T01:00:40Z", null, 0, 0, "0900006485fa1a97"], ["CFPB-2023-0046-0001", "CFPB", "CFPB-2023-0046", "Petition to Amend 12 CFR Part 1022 Appendix E \u2013 Regulation V", "Other", "Petition for Rulemaking", "2023-09-06T04:00:00Z", 2023, 9, "2023-09-06T04:00:00Z", "2023-11-07T04:59:59Z", "2023-09-06T20:01:11Z", null, 0, 0, "0900006485f4cbce"], ["CFPB-2023-0044-0001", "CFPB", "CFPB-2023-0044", "Petition for Consumer Financial Protection Bureau Regulations to Ensure Protections from Prohibited Personnel Practices", "Other", "Petition for Rulemaking", "2023-08-30T04:00:00Z", 2023, 8, "2023-08-30T04:00:00Z", "2023-10-31T03:59:59Z", "2023-08-30T21:06:12Z", null, 0, 0, "0900006485f17ab3"], ["CFPB-2023-0045-0001", "CFPB", "CFPB-2023-0045", "Request for RESPA Rulemaking: Home Equity Lines of Credit, Home Equity Conversion Mortgages, Language Access, and Manufactured Housing", "Other", "Petition for Rulemaking", "2023-08-30T04:00:00Z", 2023, 8, "2023-08-30T04:00:00Z", "2023-10-31T03:59:59Z", "2023-10-31T01:04:26Z", null, 0, 0, "0900006485f17ab4"], ["CFPB-2022-0053-0004", "CFPB", "CFPB-2022-0053", "Decision on American Bankers Association, et al. Petition for Rulemaking", "Other", "Agency Response", "2023-07-26T04:00:00Z", 2023, 7, "2023-07-26T04:00:00Z", null, "2023-07-26T15:36:15Z", null, 0, 0, "0900006485d511c3"], ["CFPB-2023-0032-0001", "CFPB", "CFPB-2023-0032", "Request to Conduct Rulemaking on Regulation X Early Intervention Requirements and Loss Mitigation Procedures", "Other", "Petition for Rulemaking", "2023-05-10T04:00:00Z", 2023, 5, "2023-05-10T04:00:00Z", "2023-07-10T03:59:59Z", "2023-05-10T20:19:25Z", null, 0, 0, "09000064859efc82"], ["CFPB-2023-0028-0001", "CFPB", "CFPB-2023-0028", "Request for Rulemakings Pursuant to the Credit Card Accountability and Disclosure Act of 2009 (The CARD Act)", "Other", "Petition for Rulemaking", "2023-04-13T04:00:00Z", 2023, 4, "2023-04-13T04:00:00Z", "2023-06-13T03:59:59Z", "2023-06-14T01:00:33Z", null, 0, 0, "09000064859431e4"], ["CFPB-2023-0027-0001", "CFPB", "CFPB-2023-0027", "Request for Rulemaking Pursuant to the Fair Credit Reporting Act (FCRA)", "Other", "Petition for Rulemaking", "2023-04-13T04:00:00Z", 2023, 4, "2023-04-13T04:00:00Z", "2023-06-13T03:59:59Z", "2023-06-13T01:00:20Z", null, 0, 0, "0900006485942bb0"], ["CFPB-2023-0024-0001", "CFPB", "CFPB-2023-0024", "Request for CFPB to Regulate Financial Credit Bureaus", "Other", "Petition for Rulemaking", "2023-03-29T04:00:00Z", 2023, 3, "2023-03-29T04:00:00Z", "2023-05-30T03:59:59Z", "2023-05-24T01:00:52Z", null, 0, 0, "0900006485888751"], ["CFPB-2022-0013-0002", "CFPB", "CFPB-2022-0013", "Decision on Krall Petition", "Other", "Agency Response", "2023-03-13T04:00:00Z", 2023, 3, "2023-03-13T04:00:00Z", null, "2023-03-13T15:33:48Z", null, 0, 0, "090000648579c24b"], ["CFPB-2023-0021-0001", "CFPB", "CFPB-2023-0021", "Requests for FCRA Rulemaking: Debt Collector Furnishing, Language Access, Credit Reporting Ombudsperson Office", "Other", "Petition for Rulemaking", "2023-03-07T05:00:00Z", 2023, 3, "2023-03-07T05:00:00Z", "2023-05-09T03:59:59Z", "2023-05-10T01:00:39Z", null, 0, 0, "090000648576fcce"], ["CFPB-2023-0011-0001", "CFPB", "CFPB-2023-0011", "Financial Data Rights SBREFA", "Other", null, "2023-01-24T05:00:00Z", 2023, 1, "2023-01-24T05:00:00Z", "2023-01-26T04:59:59Z", "2023-02-04T10:21:52Z", null, 0, 0, "0900006485607536"], ["CFPB-2022-0070-0001", "CFPB", "CFPB-2022-0070", "Intent to Make Preemption Determination under the Truth in Lending Act (Regulation Z)", "Other", null, "2022-12-08T00:00:00Z", 2022, 12, null, null, "2022-12-18T11:41:06Z", null, 0, 1, "0900006485525e4b"], ["CFPB-2022-0075-0001", "CFPB", "CFPB-2022-0075", "Enhancing Public Data on Auto Lending", "Other", null, "2022-11-17T05:00:00Z", 2022, 11, "2022-11-17T05:00:00Z", "2022-12-20T04:59:59Z", "2023-01-24T02:00:25Z", null, 0, 0, "09000064854c2cc8"], ["CFPB-2022-0067-0001", "CFPB", "CFPB-2022-0067", "Petition for Rulemaking - NCLC, et al. - Ban Medical Debts from Credit Reports", "Other", "Petition for Rulemaking", "2022-09-30T04:00:00Z", 2022, 9, "2022-09-30T04:00:00Z", "2022-12-01T04:59:59Z", "2022-11-24T02:00:44Z", null, 0, 0, "090000648538d142"], ["CFPB-2022-0064-0001", "CFPB", "CFPB-2022-0064", "Petition for Rulemaking - CRL/CBA - Larger Participant Rulemaking", "Other", "Petition for Rulemaking", "2022-09-15T04:00:00Z", 2022, 9, "2022-09-15T04:00:00Z", "2022-11-16T04:59:59Z", "2022-09-15T17:12:09Z", null, 0, 0, "090000648530f2a9"], ["CFPB-2022-0061-0001", "CFPB", "CFPB-2022-0061", "Petition for Rulemaking - Elaine Roberts Musser - Notice Requirement for Investment Advisors in FDIC Covered Bank Branches", "Other", "Petition for Rulemaking", "2022-09-07T04:00:00Z", 2022, 9, "2022-09-07T04:00:00Z", "2022-11-08T04:59:59Z", "2022-09-07T18:28:25Z", null, 0, 0, "09000064852c3d09"], ["CFPB-2022-0053-0001", "CFPB", "CFPB-2022-0053", "Petition for Rulemaking - American Bankers Association, et al. -  Larger Participant Rule (Section 1033 of Dodd-Frank Act)", "Other", "Petition for Rulemaking", "2022-08-03T04:00:00Z", 2022, 8, "2022-08-03T04:00:00Z", "2022-10-04T03:59:59Z", "2022-10-05T01:01:45Z", null, 0, 0, "0900006485209f8f"], ["CFPB-2022-0052-0001", "CFPB", "CFPB-2022-0052", "Petition for Rulemaking - Michael Fontanetta - Validation of Credit Scores", "Other", "Petition for Rulemaking", "2022-08-02T04:00:00Z", 2022, 8, "2022-08-02T04:00:00Z", "2022-10-04T03:59:59Z", "2022-08-02T17:59:25Z", null, 0, 0, "09000064852056f6"], ["CFPB-2022-0050-0001", "CFPB", "CFPB-2022-0050", "Petition for Rulemaking - Brian Samples - 12 CFR 1026.33 Requirements and Remainderman Interests", "Other", "Petition for Rulemaking", "2022-07-13T04:00:00Z", 2022, 7, "2022-07-13T04:00:00Z", "2022-09-14T03:59:59Z", "2022-07-13T16:25:13Z", null, 0, 0, "09000064851c7fab"], ["CFPB-2022-0049-0001", "CFPB", "CFPB-2022-0049", "Petition for Rulemaking - NCRC - Requesting Guidance on Collecting Demographic Data", "Other", "Petition for Rulemaking", "2022-07-13T04:00:00Z", 2022, 7, "2022-07-13T04:00:00Z", "2022-09-14T03:59:59Z", "2022-07-13T17:58:47Z", null, 0, 0, "09000064851c7e1e"], ["CFPB-2022-0047-0001", "CFPB", "CFPB-2022-0047", "Petition for Rulemaking - David Addington - NFIB Petition for Issuance of Rule Prohibiting Discrimination Against Medical Debt", "Other", "Petition for Rulemaking", "2022-07-05T04:00:00Z", 2022, 7, "2022-07-05T04:00:00Z", "2022-09-07T03:59:59Z", "2022-07-05T21:01:01Z", null, 0, 0, "09000064851b1f34"], ["CFPB-2022-0042-0001", "CFPB", "CFPB-2022-0042", "Petition for Rulemaking - 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