dockets: OCC-2025-0735

Regulatory dockets from Regulations.gov — containers for related documents and comments in a rulemaking proceeding.

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id agency_id title docket_type last_modified object_id rin dkabstract category subtype keywords program short_title effective_date organization attrs_raw attr_source
OCC-2025-0735 OCC Preemption Determination: State Interest-on-Escrow Laws Rulemaking 2026-05-19T15:32:51Z 0b000064b90d7ac8 1557-AF45 The Providing Accountability Through Transparency Act of 2023 requires that a notice of proposed rulemaking include the internet address of a summary of not more than 100 words in length of a proposed rule, in plain language, that shall be posted on the internet website www.regulations.gov. The OCC is proposing to issue a preemption determination concluding that Federal law preempts state laws that eliminate OCC-regulated banks’ flexibility to decide whether and to what extent (1) to pay interest or other compensation on funds placed in real estate escrow accounts or (2) to impose fees in connection with maintaining such accounts. This preemption determination would provide much needed clarity to banks and other stakeholders. The proposal and required summary can be found for the OCC at https://www.regulations.gov by searching for Docket ID OCC-2025-0735 and https://occ.gov/topics/laws-and-regulations/occ-regulations/proposed-issuances/index-proposed-issuances.html.     ["Preemption", "Determination", "Escrow", "State Interest", "State Interest-on-Escrow Laws"]         {"displayProperties": [], "keywords": ["Preemption", "Determination", "Escrow", "State Interest", "State Interest-on-Escrow Laws"], "modifyDate": "2026-05-19T15:32:51Z", "dkAbstract": "The Providing Accountability Through Transparency Act of 2023 requires that a notice of proposed rulemaking include the internet address of a summary of not more than 100 words in length of a proposed rule, in plain language, that shall be posted on the internet website www.regulations.gov.\nThe OCC is proposing to issue a preemption determination concluding that Federal law preempts state laws that eliminate OCC-regulated banks\u2019 flexibility to decide whether and to what extent (1) to pay interest or other compensation on funds placed in real estate escrow accounts or (2) to impose fees in connection with maintaining such accounts. This preemption determination would provide much needed clarity to banks and other stakeholders. \nThe proposal and required summary can be found for the OCC at https://www.regulations.gov by searching for Docket ID OCC-2025-0735 and https://occ.gov/topics/laws-and-regulations/occ-regulations/proposed-issuances/index-proposed-issuances.html.", "agencyId": "OCC", "program": null, "shortTitle": null, "subType2": null, "title": "Preemption Determination: State Interest-on-Escrow Laws", "generic": null, "field1": null, "docketType": "Rulemaking", "petitionNbr": null, "rin": "1557-AF45", "organization": null, "legacyId": null, "subType": null, "category": null, "field2": null, "effectiveDate": null, "objectId": "0b000064b90d7ac8"} single_get

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