dockets: HUD-2023-0057

Regulatory dockets from Regulations.gov — containers for related documents and comments in a rulemaking proceeding.

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id agency_id title docket_type last_modified object_id rin dkabstract category subtype keywords program short_title effective_date organization attrs_raw attr_source
HUD-2023-0057 HUD FR-6353-F-02 Modernization of Engagement With Mortgagors in Default Rulemaking 2024-11-21T09:01:21Z 0b00006485d8aacd 2502-AJ66 FR-6353-F-02 HUD’s regulations require mortgagees of Federal Housing Administration insured single family mortgages to meet in person, or make a reasonable effort to meet in person, with mortgagors who are in default on their mortgage payments. This rule modernizes those requirements by amending HUD’s regulations to better align with advances in electronic communication technology and mortgagor engagement preferences, while preserving consumer protections. Specifically, this rule revises HUD’s in-person, face-to-face meeting requirements by permitting mortgagees to utilize methods of communication most likely to receive a response from the mortgagor, including remote communication methods, to meet with mortgagors who are in default on their mortgage payments. This rule also expands the meeting requirement to all mortgagors in default, including mortgagors who do not reside in the mortgaged property and those with a mortgaged property not within 200 miles of their mortgagee. This final rule adopts HUD’s July 31, 2023, proposed rule with only minor, non-substantive revisions.               {"displayProperties": [], "keywords": null, "modifyDate": "2024-11-21T09:01:21Z", "dkAbstract": "FR-6353-F-02\nHUD\u2019s regulations require mortgagees of Federal Housing Administration insured single family mortgages to meet in person, or make a reasonable effort to meet in person, with mortgagors who are in default on their mortgage payments. This rule modernizes those requirements by amending HUD\u2019s regulations to better align with advances in electronic communication technology and mortgagor engagement preferences, while preserving consumer protections. Specifically, this rule revises HUD\u2019s in-person, face-to-face meeting requirements by permitting mortgagees to utilize methods of communication most likely to receive a response from the mortgagor, including remote communication methods, to meet with mortgagors who are in default on their mortgage payments. This rule also expands the meeting requirement to all mortgagors in default, including mortgagors who do not reside in the mortgaged property and those with a mortgaged property not within 200 miles of their mortgagee. This final rule adopts HUD\u2019s July 31, 2023, proposed rule with only minor, non-substantive revisions. ", "agencyId": "HUD", "program": null, "shortTitle": null, "subType2": null, "title": "FR-6353-F-02 Modernization of Engagement With Mortgagors in Default", "generic": null, "field1": null, "docketType": "Rulemaking", "petitionNbr": null, "rin": "2502-AJ66", "organization": null, "legacyId": null, "subType": null, "category": null, "field2": null, "effectiveDate": null, "objectId": "0b00006485d8aacd"} single_get

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