dockets: CFPB-2024-0002

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id agency_id title docket_type last_modified object_id rin dkabstract category subtype keywords program short_title effective_date organization attrs_raw attr_source
CFPB-2024-0002 CFPB Overdraft Lending: Very Large Financial Institutions Rulemaking 2024-12-30T09:40:02Z 0b000064863b9346 3170-AA42 SUMMARY: The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers applicable costs and losses. The proposal would allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit. ADDITIONAL INFORMATION: For more information about commenting on CFPB’s Notices, please visit us at: https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/commenting-on-notices/     ["Financial Institutions", "Very Large", "Lending", "Overdraft"]         {"displayProperties": [], "keywords": ["Financial Institutions", "Very Large", "Lending", "Overdraft"], "modifyDate": "2024-12-30T09:40:02Z", "dkAbstract": "SUMMARY: The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers applicable costs and losses. The proposal would allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit. ADDITIONAL INFORMATION: For more information about commenting on CFPB\u2019s Notices, please visit us at: https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/commenting-on-notices/", "agencyId": "CFPB", "program": null, "shortTitle": null, "subType2": null, "title": "Overdraft Lending: Very Large Financial Institutions", "generic": null, "field1": null, "docketType": "Rulemaking", "petitionNbr": null, "rin": "3170-AA42", "organization": null, "legacyId": null, "subType": null, "category": null, "field2": null, "effectiveDate": null, "objectId": "0b000064863b9346"} single_get

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