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dockets: CFPB-2017-0015

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id agency_id title docket_type last_modified object_id rin dkabstract category subtype keywords program short_title effective_date organization attrs_raw attr_source
CFPB-2017-0015 CFPB Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) Rulemaking 2024-06-20T01:01:13Z 0b000064827b735e 3170-AA72 The Bureau of Consumer Financial Protection (Bureau or CFPB) is proposing to amend Regulation E, which implements the Electronic Fund Transfer Act, and Regulation Z, which implements the Truth in Lending Act, and the official interpretations to those regulations. This proposal relates to a final rule, published in the Federal Register on November 22, 2016, as amended on April 25, 2017, regarding prepaid accounts under Regulations E and Z. This proposal requests comment on potential modifications to several aspects of that rule, including error resolution and limitations on liability for prepaid accounts where the financial institution has not completed its consumer identification and verification process; application of the rule’s credit-related provisions to digital wallets that are capable of storing funds; certain other clarifications and minor adjustments; and two issues relating to the effective date of the rule.     ["Regulation E", "Electronic Fund Transfer Act", "Regulation Z", "Truth in Lending Act", "Proposed Rule", "Prepaid Accounts", "Amendments", "Error Resolution", "Limitations on Liability"]         {"displayProperties": [], "keywords": ["Regulation E", "Electronic Fund Transfer Act", "Regulation Z", "Truth in Lending Act", "Proposed Rule", "Prepaid Accounts", "Amendments", "Error Resolution", "Limitations on Liability"], "modifyDate": "2024-06-20T01:01:13Z", "dkAbstract": "The Bureau of Consumer Financial Protection (Bureau or CFPB) is proposing to amend Regulation E, which implements the Electronic Fund Transfer Act, and Regulation Z, which implements the Truth in Lending Act, and the official interpretations to those regulations. This proposal relates to a final rule, published in the Federal Register on November 22, 2016, as amended on April 25, 2017, regarding prepaid accounts under Regulations E and Z. This proposal requests comment on potential modifications to several aspects of that rule, including error resolution and limitations on liability for prepaid accounts where the financial institution has not completed its consumer identification and verification process; application of the rule\u2019s credit-related provisions to digital wallets that are capable of storing funds; certain other clarifications and minor adjustments; and two issues relating to the effective date of the rule.", "agencyId": "CFPB", "program": null, "shortTitle": null, "subType2": null, "title": "Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)", "generic": null, "field1": null, "docketType": "Rulemaking", "petitionNbr": null, "rin": "3170-AA72", "organization": null, "legacyId": null, "subType": null, "category": null, "field2": null, "effectiveDate": null, "objectId": "0b000064827b735e"} single_get

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