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dockets: CFPB-2013-0035

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id agency_id title docket_type last_modified object_id rin dkabstract category subtype keywords program short_title effective_date organization attrs_raw attr_source
CFPB-2013-0035 CFPB Truth in Lending (Regulation Z) Rulemaking 2024-06-20T01:00:59Z 0b000064814dc2b1 Not Assigned The Board and the Bureau are publishing final rules amending the official interpretations and commentary for the agencies’ regulations that implement the Truth in Lending Act (TILA). The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amended TILA by requiring that the dollar threshold for exempt consumer credit transactions be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI–W). Based on the annual percentage increase in the CPI–W as of June 1, 2013, the Board and the Bureau are adjusting the exemption threshold to $53,500, effective January 1, 2014. Because the Dodd-Frank Act also requires similar adjustments in the Consumer Leasing Act’s threshold for exempt consumer leases, the Board and the Bureau are making similar amendments to each of their respective regulations implementing the Consumer Leasing Act elsewhere in the Federal Register.     ["Truth in Lending", "Regulation Z"]         {"displayProperties": [], "keywords": ["Truth in Lending", "Regulation Z"], "modifyDate": "2024-06-20T01:00:59Z", "dkAbstract": "The Board and the Bureau are publishing final rules amending the official interpretations and commentary\r\nfor the agencies\u2019 regulations that implement the Truth in Lending Act (TILA). The Dodd-Frank Wall Street\r\nReform and Consumer Protection Act (Dodd-Frank Act) amended TILA by requiring that the dollar threshold for\r\nexempt consumer credit transactions be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and\r\nClerical Workers (CPI\u2013W). Based on the annual percentage increase in the CPI\u2013W as of June 1, 2013, the Board and the Bureau are adjusting the exemption\r\nthreshold to $53,500, effective January 1, 2014. Because the Dodd-Frank Act also requires similar adjustments in the Consumer Leasing Act\u2019s threshold for exempt consumer leases, the Board and the Bureau are making similar amendments to each of their respective regulations implementing the Consumer Leasing Act elsewhere in the Federal\r\nRegister.", "agencyId": "CFPB", "program": null, "shortTitle": null, "subType2": null, "title": "Truth in Lending (Regulation Z)", "generic": null, "field1": null, "docketType": "Rulemaking", "petitionNbr": null, "rin": "Not Assigned", "organization": null, "legacyId": null, "subType": null, "category": null, "field2": null, "effectiveDate": null, "objectId": "0b000064814dc2b1"} single_get

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